▼ 0.50% · 3.625%
HK$3,680
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$117/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$237/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$112/mo
Today · 4.125%
HK$4,315
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$227/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$8,630/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$261/mo
Deposit HK$726K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$122/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$251/mo
Deposit HK$726K · loan HK$888K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$140/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$285/mo
Deposit HK$645K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$134/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$645K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$152/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$309/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$144/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$296/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,312
−HK$163/mo
Today · 4.125%
HK$5,475
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$333/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$10,950/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$156/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$318/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$175/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$357/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$167/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$341/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,071
−HK$186/mo
Today · 4.125%
HK$6,257
baseline
▲ 0.50% · 4.625%
HK$6,638
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,514/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$178/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,268
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$198/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,959
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$189/mo
Today · 4.125%
HK$7,335
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,670/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,624
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,830
−HK$209/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,467
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,369
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,566
−HK$201/mo
Today · 4.125%
HK$7,767
baseline
▲ 0.50% · 4.625%
HK$8,176
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,534/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).