▼ 0.50% · 3.625%
HK$2,636
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$83/mo
Today · 4.125%
HK$2,801
baseline
▲ 0.50% · 4.625%
HK$2,972
+HK$171/mo
Deposit HK$578K · loan HK$578K · min. income ≈ HK$5,602/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,933
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$80/mo
Today · 4.125%
HK$3,091
baseline
▲ 0.50% · 4.625%
HK$3,254
+HK$163/mo
Deposit HK$578K · loan HK$578K · min. income ≈ HK$6,182/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,900
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,990
−HK$92/mo
Today · 4.125%
HK$3,082
baseline
▲ 0.50% · 4.625%
HK$3,269
+HK$187/mo
Deposit HK$520K · loan HK$636K · min. income ≈ HK$6,164/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,226
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,312
−HK$88/mo
Today · 4.125%
HK$3,400
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$179/mo
Deposit HK$520K · loan HK$636K · min. income ≈ HK$6,800/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$100/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,566
+HK$204/mo
Deposit HK$462K · loan HK$694K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$95/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$196/mo
Deposit HK$462K · loan HK$694K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,534
−HK$108/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,863
+HK$221/mo
Deposit HK$405K · loan HK$751K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,812
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$103/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$212/mo
Deposit HK$405K · loan HK$751K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$117/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$239/mo
Deposit HK$347K · loan HK$809K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$112/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$228/mo
Deposit HK$347K · loan HK$809K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,954
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$125/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$256/mo
Deposit HK$289K · loan HK$867K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$120/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$244/mo
Deposit HK$289K · loan HK$867K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,218
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$133/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$273/mo
Deposit HK$231K · loan HK$925K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$128/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$260/mo
Deposit HK$231K · loan HK$925K · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$141/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$290/mo
Deposit HK$173K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$136/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$277/mo
Deposit HK$173K · loan HK$983K · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$150/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$306/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,279
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$144/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$293/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).