▼ 0.50% · 3.625%
HK$13,532
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,953
−HK$428/mo
Today · 4.125%
HK$14,381
baseline
▲ 0.50% · 4.625%
HK$15,256
+HK$875/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,762/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,055
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,458
−HK$410/mo
Today · 4.125%
HK$15,868
baseline
▲ 0.50% · 4.625%
HK$16,704
+HK$836/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,736/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,886
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,349
−HK$470/mo
Today · 4.125%
HK$15,819
baseline
▲ 0.50% · 4.625%
HK$16,782
+HK$963/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$31,638/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,560
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,004
−HK$451/mo
Today · 4.125%
HK$17,455
baseline
▲ 0.50% · 4.625%
HK$18,375
+HK$920/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$34,910/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,239
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,744
−HK$513/mo
Today · 4.125%
HK$17,257
baseline
▲ 0.50% · 4.625%
HK$18,307
+HK$1,050/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,514/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,066
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,550
−HK$492/mo
Today · 4.125%
HK$19,042
baseline
▲ 0.50% · 4.625%
HK$20,045
+HK$1,003/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,084/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,592
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,139
−HK$556/mo
Today · 4.125%
HK$18,695
baseline
▲ 0.50% · 4.625%
HK$19,833
+HK$1,138/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$37,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,571
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$532/mo
Today · 4.125%
HK$20,628
baseline
▲ 0.50% · 4.625%
HK$21,716
+HK$1,088/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$41,256/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,945
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,535
−HK$598/mo
Today · 4.125%
HK$20,133
baseline
▲ 0.50% · 4.625%
HK$21,358
+HK$1,225/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,266/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,077
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,642
−HK$573/mo
Today · 4.125%
HK$22,215
baseline
▲ 0.50% · 4.625%
HK$23,386
+HK$1,171/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,430/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,299
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,930
−HK$642/mo
Today · 4.125%
HK$21,572
baseline
▲ 0.50% · 4.625%
HK$22,884
+HK$1,312/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$43,144/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,582
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,188
−HK$614/mo
Today · 4.125%
HK$23,802
baseline
▲ 0.50% · 4.625%
HK$25,057
+HK$1,255/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$47,604/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,652
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,325
−HK$685/mo
Today · 4.125%
HK$23,010
baseline
▲ 0.50% · 4.625%
HK$24,410
+HK$1,400/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$46,020/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,733
−HK$656/mo
Today · 4.125%
HK$25,389
baseline
▲ 0.50% · 4.625%
HK$26,727
+HK$1,338/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$50,778/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,005
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,721
−HK$727/mo
Today · 4.125%
HK$24,448
baseline
▲ 0.50% · 4.625%
HK$25,935
+HK$1,487/mo
Deposit HK$890K · loan HK$5.04M · min. income ≈ HK$48,896/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,593
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,279
−HK$697/mo
Today · 4.125%
HK$26,976
baseline
▲ 0.50% · 4.625%
HK$28,398
+HK$1,422/mo
Deposit HK$890K · loan HK$5.04M · min. income ≈ HK$53,952/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$770/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,575/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,098
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,825
−HK$737/mo
Today · 4.125%
HK$28,562
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,506/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$57,124/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,529 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).