▼ 0.50% · 3.625%
HK$16,267
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,773
−HK$514/mo
Today · 4.125%
HK$17,287
baseline
▲ 0.50% · 4.625%
HK$18,339
+HK$1,052/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,574/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,097
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,582
−HK$492/mo
Today · 4.125%
HK$19,074
baseline
▲ 0.50% · 4.625%
HK$20,080
+HK$1,006/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,148/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,893
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,450
−HK$566/mo
Today · 4.125%
HK$19,016
baseline
▲ 0.50% · 4.625%
HK$20,173
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,032/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,906
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,440
−HK$542/mo
Today · 4.125%
HK$20,982
baseline
▲ 0.50% · 4.625%
HK$22,088
+HK$1,106/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,520
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,127
−HK$617/mo
Today · 4.125%
HK$20,744
baseline
▲ 0.50% · 4.625%
HK$22,006
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,488/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,716
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,298
−HK$591/mo
Today · 4.125%
HK$22,889
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,207/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,778/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,147
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,805
−HK$668/mo
Today · 4.125%
HK$22,473
baseline
▲ 0.50% · 4.625%
HK$23,840
+HK$1,367/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,946/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,526
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,157
−HK$640/mo
Today · 4.125%
HK$24,797
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,307/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,594/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$720/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,674
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,335
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$689/mo
Today · 4.125%
HK$26,704
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,408/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,408/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,400
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,159
−HK$771/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,508
+HK$1,578/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,145
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,873
−HK$738/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,120
+HK$1,509/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$823/mo
Today · 4.125%
HK$27,659
baseline
▲ 0.50% · 4.625%
HK$29,342
+HK$1,683/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,318/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,731
−HK$788/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,609/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$874/mo
Today · 4.125%
HK$29,388
baseline
▲ 0.50% · 4.625%
HK$31,176
+HK$1,788/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,776/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,764
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,589
−HK$837/mo
Today · 4.125%
HK$32,426
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,710/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,852/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,280
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,191
−HK$925/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$33,010
+HK$1,894/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,574
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,447
−HK$887/mo
Today · 4.125%
HK$34,334
baseline
▲ 0.50% · 4.625%
HK$36,144
+HK$1,810/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,668/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,013 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).