▼ 0.50% · 3.625%
HK$19,919
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,539
−HK$629/mo
Today · 4.125%
HK$21,168
baseline
▲ 0.50% · 4.625%
HK$22,456
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,336/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,160
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,754
−HK$603/mo
Today · 4.125%
HK$23,357
baseline
▲ 0.50% · 4.625%
HK$24,588
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,714/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,592
−HK$693/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,029
−HK$663/mo
Today · 4.125%
HK$25,692
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,384/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$756/mo
Today · 4.125%
HK$25,402
baseline
▲ 0.50% · 4.625%
HK$26,947
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,804/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$723/mo
Today · 4.125%
HK$28,028
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,478/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,056/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,700
−HK$818/mo
Today · 4.125%
HK$27,518
baseline
▲ 0.50% · 4.625%
HK$29,193
+HK$1,675/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,036/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,807
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,580
−HK$784/mo
Today · 4.125%
HK$30,364
baseline
▲ 0.50% · 4.625%
HK$31,964
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,728/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,886
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,754
−HK$881/mo
Today · 4.125%
HK$29,635
baseline
▲ 0.50% · 4.625%
HK$31,438
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,270/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,023
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,855
−HK$845/mo
Today · 4.125%
HK$32,700
baseline
▲ 0.50% · 4.625%
HK$34,423
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,400/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,878
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$944/mo
Today · 4.125%
HK$31,752
baseline
▲ 0.50% · 4.625%
HK$33,684
+HK$1,932/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,504/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,239
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$904/mo
Today · 4.125%
HK$35,035
baseline
▲ 0.50% · 4.625%
HK$36,882
+HK$1,847/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,070/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,870
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,862
−HK$1,007/mo
Today · 4.125%
HK$33,869
baseline
▲ 0.50% · 4.625%
HK$35,930
+HK$2,061/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,738/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,455
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$965/mo
Today · 4.125%
HK$37,371
baseline
▲ 0.50% · 4.625%
HK$39,341
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,742/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,862
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,915
−HK$1,071/mo
Today · 4.125%
HK$35,986
baseline
▲ 0.50% · 4.625%
HK$38,175
+HK$2,189/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$71,972/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,671
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,682
−HK$1,025/mo
Today · 4.125%
HK$39,707
baseline
▲ 0.50% · 4.625%
HK$41,800
+HK$2,093/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,414/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,854
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,969
−HK$1,133/mo
Today · 4.125%
HK$38,102
baseline
▲ 0.50% · 4.625%
HK$40,421
+HK$2,319/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$76,204/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,887
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,957
−HK$1,085/mo
Today · 4.125%
HK$42,042
baseline
▲ 0.50% · 4.625%
HK$44,258
+HK$2,216/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$84,084/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,062 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).