▼ 0.50% · 3.625%
HK$20,414
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$646/mo
Today · 4.125%
HK$21,695
baseline
▲ 0.50% · 4.625%
HK$23,015
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,390/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,711
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,320
−HK$618/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,200
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,456
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,154
−HK$710/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,316
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,982
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,652
−HK$680/mo
Today · 4.125%
HK$26,332
baseline
▲ 0.50% · 4.625%
HK$27,720
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,664/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,497
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,259
−HK$774/mo
Today · 4.125%
HK$26,033
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,066/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,984
−HK$741/mo
Today · 4.125%
HK$28,725
baseline
▲ 0.50% · 4.625%
HK$30,240
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,450/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,539
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,364
−HK$839/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,919
+HK$1,716/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,316
−HK$803/mo
Today · 4.125%
HK$31,119
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,238/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$903/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,848/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,795
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,648
−HK$865/mo
Today · 4.125%
HK$33,513
baseline
▲ 0.50% · 4.625%
HK$35,279
+HK$1,766/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,026/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,622
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,574
−HK$968/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,522
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,066
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,980
−HK$927/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$37,799
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,663
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$1,032/mo
Today · 4.125%
HK$34,711
baseline
▲ 0.50% · 4.625%
HK$36,823
+HK$2,112/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,422/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,337
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,312
−HK$988/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,319
+HK$2,019/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,704
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,784
−HK$1,097/mo
Today · 4.125%
HK$36,881
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$2,244/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,762/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,608
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,644
−HK$1,050/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$42,839
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,746
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,161/mo
Today · 4.125%
HK$39,050
baseline
▲ 0.50% · 4.625%
HK$41,426
+HK$2,376/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$78,100/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,879
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,112/mo
Today · 4.125%
HK$43,088
baseline
▲ 0.50% · 4.625%
HK$45,359
+HK$2,271/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$86,176/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).