▼ 0.50% · 3.625%
HK$20,516
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,155
−HK$648/mo
Today · 4.125%
HK$21,803
baseline
▲ 0.50% · 4.625%
HK$23,130
+HK$1,327/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,606/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,824
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$621/mo
Today · 4.125%
HK$24,057
baseline
▲ 0.50% · 4.625%
HK$25,326
+HK$1,269/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,114/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,568
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,270
−HK$713/mo
Today · 4.125%
HK$23,983
baseline
▲ 0.50% · 4.625%
HK$25,443
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,966/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,107
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,780
−HK$683/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,620
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,385
−HK$779/mo
Today · 4.125%
HK$26,164
baseline
▲ 0.50% · 4.625%
HK$27,756
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,328/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,389
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,124
−HK$745/mo
Today · 4.125%
HK$28,869
baseline
▲ 0.50% · 4.625%
HK$30,391
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,738/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,671
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$843/mo
Today · 4.125%
HK$28,344
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,724/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,688/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$808/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$32,923
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,723
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,616
−HK$908/mo
Today · 4.125%
HK$30,524
baseline
▲ 0.50% · 4.625%
HK$32,381
+HK$1,857/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,048/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,954
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$869/mo
Today · 4.125%
HK$33,680
baseline
▲ 0.50% · 4.625%
HK$35,456
+HK$1,776/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,360/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,775
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,732
−HK$972/mo
Today · 4.125%
HK$32,704
baseline
▲ 0.50% · 4.625%
HK$34,694
+HK$1,990/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,408/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,236
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,155
−HK$931/mo
Today · 4.125%
HK$36,086
baseline
▲ 0.50% · 4.625%
HK$37,988
+HK$1,902/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,172/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$1,038/mo
Today · 4.125%
HK$34,885
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$2,122/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,770/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,519
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$994/mo
Today · 4.125%
HK$38,492
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,029/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$76,984/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,878
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,963
−HK$1,102/mo
Today · 4.125%
HK$37,065
baseline
▲ 0.50% · 4.625%
HK$39,320
+HK$2,255/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,130/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,801
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,842
−HK$1,056/mo
Today · 4.125%
HK$40,898
baseline
▲ 0.50% · 4.625%
HK$43,053
+HK$2,155/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,796/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,930
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,078
−HK$1,167/mo
Today · 4.125%
HK$39,245
baseline
▲ 0.50% · 4.625%
HK$41,633
+HK$2,388/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,490/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,084
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,186
−HK$1,117/mo
Today · 4.125%
HK$43,303
baseline
▲ 0.50% · 4.625%
HK$45,586
+HK$2,283/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,606/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,923 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).