▼ 0.50% · 3.625%
HK$16,365
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,874
−HK$517/mo
Today · 4.125%
HK$17,391
baseline
▲ 0.50% · 4.625%
HK$18,449
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,782/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,206
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,694
−HK$495/mo
Today · 4.125%
HK$19,189
baseline
▲ 0.50% · 4.625%
HK$20,201
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,378/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,001
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,561
−HK$569/mo
Today · 4.125%
HK$19,130
baseline
▲ 0.50% · 4.625%
HK$20,294
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,260/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,026
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$544/mo
Today · 4.125%
HK$21,108
baseline
▲ 0.50% · 4.625%
HK$22,221
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,216/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,249
−HK$620/mo
Today · 4.125%
HK$20,869
baseline
▲ 0.50% · 4.625%
HK$22,139
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,738/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$594/mo
Today · 4.125%
HK$23,027
baseline
▲ 0.50% · 4.625%
HK$24,241
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,054/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,274
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,936
−HK$673/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,984
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,668
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,302
−HK$644/mo
Today · 4.125%
HK$24,946
baseline
▲ 0.50% · 4.625%
HK$26,261
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,892/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,624
−HK$724/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,829
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,488
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$693/mo
Today · 4.125%
HK$26,865
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,730/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$776/mo
Today · 4.125%
HK$26,087
baseline
▲ 0.50% · 4.625%
HK$27,674
+HK$1,587/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,174/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$743/mo
Today · 4.125%
HK$28,784
baseline
▲ 0.50% · 4.625%
HK$30,301
+HK$1,517/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,568/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,184
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,998
−HK$828/mo
Today · 4.125%
HK$27,826
baseline
▲ 0.50% · 4.625%
HK$29,519
+HK$1,693/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$55,652/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,129
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,911
−HK$792/mo
Today · 4.125%
HK$30,703
baseline
▲ 0.50% · 4.625%
HK$32,322
+HK$1,619/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$61,406/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,686
−HK$879/mo
Today · 4.125%
HK$29,565
baseline
▲ 0.50% · 4.625%
HK$31,364
+HK$1,799/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,130/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,950
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$842/mo
Today · 4.125%
HK$32,622
baseline
▲ 0.50% · 4.625%
HK$34,342
+HK$1,720/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,244/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,373
−HK$931/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$892/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$1,821/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,305 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).