▼ 0.50% · 3.625%
HK$20,084
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$635/mo
Today · 4.125%
HK$21,343
baseline
▲ 0.50% · 4.625%
HK$22,642
+HK$1,299/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,686/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,343
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,942
−HK$608/mo
Today · 4.125%
HK$23,550
baseline
▲ 0.50% · 4.625%
HK$24,791
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,100/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,092
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,779
−HK$698/mo
Today · 4.125%
HK$23,477
baseline
▲ 0.50% · 4.625%
HK$24,906
+HK$1,429/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,954/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,577
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,236
−HK$669/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,271
+HK$1,366/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,100
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,850
−HK$762/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$27,170
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,811
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$729/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,109
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,921
−HK$825/mo
Today · 4.125%
HK$27,746
baseline
▲ 0.50% · 4.625%
HK$29,434
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,492/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,046
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$790/mo
Today · 4.125%
HK$30,615
baseline
▲ 0.50% · 4.625%
HK$32,229
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,230/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,117
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,992
−HK$888/mo
Today · 4.125%
HK$29,880
baseline
▲ 0.50% · 4.625%
HK$31,699
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,760/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,280
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,119
−HK$851/mo
Today · 4.125%
HK$32,970
baseline
▲ 0.50% · 4.625%
HK$34,708
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,940/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,126
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,063
−HK$952/mo
Today · 4.125%
HK$32,015
baseline
▲ 0.50% · 4.625%
HK$33,963
+HK$1,948/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,030/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,514
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,413
−HK$912/mo
Today · 4.125%
HK$35,325
baseline
▲ 0.50% · 4.625%
HK$37,187
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,650/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,134
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$1,016/mo
Today · 4.125%
HK$34,149
baseline
▲ 0.50% · 4.625%
HK$36,227
+HK$2,078/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,298/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,749
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,707
−HK$973/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,666
+HK$1,986/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,142
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,204
−HK$1,079/mo
Today · 4.125%
HK$36,283
baseline
▲ 0.50% · 4.625%
HK$38,491
+HK$2,208/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,566/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,002
−HK$1,033/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,145
+HK$2,110/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,151
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,275
−HK$1,143/mo
Today · 4.125%
HK$38,418
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,337/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,836/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,217
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,296
−HK$1,094/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,625
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).