▼ 0.50% · 3.625%
HK$20,022
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,645
−HK$633/mo
Today · 4.125%
HK$21,278
baseline
▲ 0.50% · 4.625%
HK$22,573
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,556/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,275
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,872
−HK$606/mo
Today · 4.125%
HK$23,478
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,956/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,710
−HK$696/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,502
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,159
−HK$667/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,187
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,774
−HK$760/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$27,087
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,730
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,447
−HK$727/mo
Today · 4.125%
HK$28,174
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,348/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,029
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,839
−HK$822/mo
Today · 4.125%
HK$27,661
baseline
▲ 0.50% · 4.625%
HK$29,345
+HK$1,684/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,322/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,957
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,734
−HK$788/mo
Today · 4.125%
HK$30,522
baseline
▲ 0.50% · 4.625%
HK$32,130
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,044/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,031
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,903
−HK$886/mo
Today · 4.125%
HK$29,789
baseline
▲ 0.50% · 4.625%
HK$31,602
+HK$1,813/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,578/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,185
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,021
−HK$848/mo
Today · 4.125%
HK$32,869
baseline
▲ 0.50% · 4.625%
HK$34,602
+HK$1,733/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,738/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,034
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,968
−HK$949/mo
Today · 4.125%
HK$31,917
baseline
▲ 0.50% · 4.625%
HK$33,859
+HK$1,942/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,834/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,412
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,308
−HK$909/mo
Today · 4.125%
HK$35,217
baseline
▲ 0.50% · 4.625%
HK$37,074
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,434/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,036
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$1,013/mo
Today · 4.125%
HK$34,045
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$2,071/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,090/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,640
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,595
−HK$970/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,545
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,097
−HK$1,076/mo
Today · 4.125%
HK$36,173
baseline
▲ 0.50% · 4.625%
HK$38,374
+HK$2,201/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,346/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,867
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,883
−HK$1,030/mo
Today · 4.125%
HK$39,913
baseline
▲ 0.50% · 4.625%
HK$42,017
+HK$2,104/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,826/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,040
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,161
−HK$1,139/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,331/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,095
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,091/mo
Today · 4.125%
HK$42,261
baseline
▲ 0.50% · 4.625%
HK$44,488
+HK$2,227/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,522/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,424 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).