▼ 0.50% · 3.625%
HK$12,545
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,935
−HK$397/mo
Today · 4.125%
HK$13,332
baseline
▲ 0.50% · 4.625%
HK$14,143
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,664/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,956
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,330
−HK$380/mo
Today · 4.125%
HK$14,710
baseline
▲ 0.50% · 4.625%
HK$15,485
+HK$775/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,420/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,799
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,229
−HK$436/mo
Today · 4.125%
HK$14,665
baseline
▲ 0.50% · 4.625%
HK$15,557
+HK$892/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$29,330/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,352
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,763
−HK$418/mo
Today · 4.125%
HK$16,181
baseline
▲ 0.50% · 4.625%
HK$17,034
+HK$853/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$32,362/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,054
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,522
−HK$476/mo
Today · 4.125%
HK$15,998
baseline
▲ 0.50% · 4.625%
HK$16,971
+HK$973/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,996/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,747
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,196
−HK$456/mo
Today · 4.125%
HK$17,652
baseline
▲ 0.50% · 4.625%
HK$18,583
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,304/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,308
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,816
−HK$515/mo
Today · 4.125%
HK$17,331
baseline
▲ 0.50% · 4.625%
HK$18,386
+HK$1,055/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$34,662/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,143
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,630
−HK$493/mo
Today · 4.125%
HK$19,123
baseline
▲ 0.50% · 4.625%
HK$20,131
+HK$1,008/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$38,246/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,563
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,109
−HK$555/mo
Today · 4.125%
HK$18,664
baseline
▲ 0.50% · 4.625%
HK$19,800
+HK$1,136/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,328/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,539
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,063
−HK$531/mo
Today · 4.125%
HK$20,594
baseline
▲ 0.50% · 4.625%
HK$21,680
+HK$1,086/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,188/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,817
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,403
−HK$594/mo
Today · 4.125%
HK$19,997
baseline
▲ 0.50% · 4.625%
HK$21,214
+HK$1,217/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$39,994/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,934
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$569/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,228
+HK$1,163/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,072
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$635/mo
Today · 4.125%
HK$21,331
baseline
▲ 0.50% · 4.625%
HK$22,628
+HK$1,297/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$42,662/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$607/mo
Today · 4.125%
HK$23,536
baseline
▲ 0.50% · 4.625%
HK$24,777
+HK$1,241/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$47,072/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,990
−HK$674/mo
Today · 4.125%
HK$22,664
baseline
▲ 0.50% · 4.625%
HK$24,043
+HK$1,379/mo
Deposit HK$825K · loan HK$4.68M · min. income ≈ HK$45,328/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$645/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,318/mo
Deposit HK$825K · loan HK$4.68M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,581
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$714/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,460/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,121
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$683/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$27,874
+HK$1,396/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,785 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).