▼ 0.50% · 3.625%
HK$19,176
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,772
−HK$606/mo
Today · 4.125%
HK$20,378
baseline
▲ 0.50% · 4.625%
HK$21,618
+HK$1,240/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,756/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$580/mo
Today · 4.125%
HK$22,485
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,186/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,970/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,093
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,749
−HK$667/mo
Today · 4.125%
HK$22,416
baseline
▲ 0.50% · 4.625%
HK$23,780
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,095
−HK$639/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,038
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,011
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,727
−HK$727/mo
Today · 4.125%
HK$24,454
baseline
▲ 0.50% · 4.625%
HK$25,942
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,908/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,599
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,286
−HK$696/mo
Today · 4.125%
HK$26,982
baseline
▲ 0.50% · 4.625%
HK$28,405
+HK$1,423/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,964/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$788/mo
Today · 4.125%
HK$26,492
baseline
▲ 0.50% · 4.625%
HK$28,104
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,984/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,733
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$755/mo
Today · 4.125%
HK$29,231
baseline
▲ 0.50% · 4.625%
HK$30,772
+HK$1,541/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,462/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$849/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$813/mo
Today · 4.125%
HK$31,480
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,960/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,764
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,658
−HK$909/mo
Today · 4.125%
HK$30,567
baseline
▲ 0.50% · 4.625%
HK$32,427
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,134/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,999
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,857
−HK$871/mo
Today · 4.125%
HK$33,728
baseline
▲ 0.50% · 4.625%
HK$35,506
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,456/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,681
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$969/mo
Today · 4.125%
HK$32,605
baseline
▲ 0.50% · 4.625%
HK$34,589
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,210/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$929/mo
Today · 4.125%
HK$35,977
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,954/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,599
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,613
−HK$1,030/mo
Today · 4.125%
HK$34,643
baseline
▲ 0.50% · 4.625%
HK$36,751
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,286/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,266
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,238
−HK$987/mo
Today · 4.125%
HK$38,225
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,450/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,516
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,590
−HK$1,091/mo
Today · 4.125%
HK$36,681
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,362/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,399
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,429
−HK$1,045/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,607
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,285 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).