▼ 0.50% · 3.625%
HK$20,225
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,854
−HK$639/mo
Today · 4.125%
HK$21,493
baseline
▲ 0.50% · 4.625%
HK$22,801
+HK$1,308/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,986/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,500
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,103
−HK$613/mo
Today · 4.125%
HK$23,716
baseline
▲ 0.50% · 4.625%
HK$24,966
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,432/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,247
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,939
−HK$703/mo
Today · 4.125%
HK$23,642
baseline
▲ 0.50% · 4.625%
HK$25,081
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,284/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,750
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$673/mo
Today · 4.125%
HK$26,087
baseline
▲ 0.50% · 4.625%
HK$27,462
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,174/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,270
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,025
−HK$767/mo
Today · 4.125%
HK$25,792
baseline
▲ 0.50% · 4.625%
HK$27,361
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,584/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,000
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,724
−HK$735/mo
Today · 4.125%
HK$28,459
baseline
▲ 0.50% · 4.625%
HK$29,959
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,918/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,110
−HK$831/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.77M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$796/mo
Today · 4.125%
HK$30,830
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.77M · min. income ≈ HK$61,660/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,315
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,196
−HK$894/mo
Today · 4.125%
HK$30,090
baseline
▲ 0.50% · 4.625%
HK$31,921
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,180/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$857/mo
Today · 4.125%
HK$33,202
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,404/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,337
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$959/mo
Today · 4.125%
HK$32,240
baseline
▲ 0.50% · 4.625%
HK$34,201
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,480/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,750
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,655
−HK$918/mo
Today · 4.125%
HK$35,573
baseline
▲ 0.50% · 4.625%
HK$37,449
+HK$1,876/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,146/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,360
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,366
−HK$1,023/mo
Today · 4.125%
HK$34,389
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,778/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,000
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,965
−HK$980/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$39,945
+HK$2,000/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,382
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,452
−HK$1,086/mo
Today · 4.125%
HK$36,538
baseline
▲ 0.50% · 4.625%
HK$38,762
+HK$2,224/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,076/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,250
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,276
−HK$1,041/mo
Today · 4.125%
HK$40,317
baseline
▲ 0.50% · 4.625%
HK$42,442
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,634/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,405
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,537
−HK$1,151/mo
Today · 4.125%
HK$38,688
baseline
▲ 0.50% · 4.625%
HK$41,042
+HK$2,354/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,376/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,500
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,586
−HK$1,102/mo
Today · 4.125%
HK$42,688
baseline
▲ 0.50% · 4.625%
HK$44,938
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,376/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,088 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).