▼ 0.50% · 3.625%
HK$19,180
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,777
−HK$606/mo
Today · 4.125%
HK$20,383
baseline
▲ 0.50% · 4.625%
HK$21,624
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,766/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,338
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,910
−HK$581/mo
Today · 4.125%
HK$22,491
baseline
▲ 0.50% · 4.625%
HK$23,676
+HK$1,185/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,982/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,099
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,755
−HK$667/mo
Today · 4.125%
HK$22,422
baseline
▲ 0.50% · 4.625%
HK$23,786
+HK$1,364/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,844/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,472
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,101
−HK$639/mo
Today · 4.125%
HK$24,740
baseline
▲ 0.50% · 4.625%
HK$26,044
+HK$1,304/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,017
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,733
−HK$727/mo
Today · 4.125%
HK$24,460
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,920/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,606
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$697/mo
Today · 4.125%
HK$26,989
baseline
▲ 0.50% · 4.625%
HK$28,412
+HK$1,423/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,978/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,935
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$788/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,613/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,740
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,483
−HK$755/mo
Today · 4.125%
HK$29,238
baseline
▲ 0.50% · 4.625%
HK$30,779
+HK$1,541/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,476/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,853
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,688
−HK$849/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,873
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,675
−HK$812/mo
Today · 4.125%
HK$31,487
baseline
▲ 0.50% · 4.625%
HK$33,147
+HK$1,660/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,974/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,771
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,666
−HK$909/mo
Today · 4.125%
HK$30,575
baseline
▲ 0.50% · 4.625%
HK$32,435
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,150/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,007
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$870/mo
Today · 4.125%
HK$33,736
baseline
▲ 0.50% · 4.625%
HK$35,515
+HK$1,779/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,472/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,689
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,643
−HK$970/mo
Today · 4.125%
HK$32,613
baseline
▲ 0.50% · 4.625%
HK$34,598
+HK$1,985/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,226/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,057
−HK$928/mo
Today · 4.125%
HK$35,985
baseline
▲ 0.50% · 4.625%
HK$37,882
+HK$1,897/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,970/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,607
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,621
−HK$1,031/mo
Today · 4.125%
HK$34,652
baseline
▲ 0.50% · 4.625%
HK$36,760
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,304/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,275
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,248
−HK$987/mo
Today · 4.125%
HK$38,235
baseline
▲ 0.50% · 4.625%
HK$40,250
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,470/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,525
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,599
−HK$1,091/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,922
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,409
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,439
−HK$1,045/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,618
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,347 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).