▼ 0.50% · 3.625%
HK$13,538
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,959
−HK$428/mo
Today · 4.125%
HK$14,387
baseline
▲ 0.50% · 4.625%
HK$15,262
+HK$875/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,774/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,061
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,465
−HK$410/mo
Today · 4.125%
HK$15,875
baseline
▲ 0.50% · 4.625%
HK$16,711
+HK$836/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,750/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,892
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,355
−HK$471/mo
Today · 4.125%
HK$15,826
baseline
▲ 0.50% · 4.625%
HK$16,789
+HK$963/mo
Deposit HK$2.67M · loan HK$3.27M · min. income ≈ HK$31,652/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,567
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,011
−HK$451/mo
Today · 4.125%
HK$17,462
baseline
▲ 0.50% · 4.625%
HK$18,383
+HK$921/mo
Deposit HK$2.67M · loan HK$3.27M · min. income ≈ HK$34,924/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,246
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,751
−HK$513/mo
Today · 4.125%
HK$17,264
baseline
▲ 0.50% · 4.625%
HK$18,315
+HK$1,051/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,528/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,073
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,558
−HK$492/mo
Today · 4.125%
HK$19,050
baseline
▲ 0.50% · 4.625%
HK$20,054
+HK$1,004/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,100/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,600
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,147
−HK$556/mo
Today · 4.125%
HK$18,703
baseline
▲ 0.50% · 4.625%
HK$19,841
+HK$1,138/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$37,406/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,579
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,104
−HK$533/mo
Today · 4.125%
HK$20,637
baseline
▲ 0.50% · 4.625%
HK$21,725
+HK$1,088/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$41,274/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,953
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,543
−HK$599/mo
Today · 4.125%
HK$20,142
baseline
▲ 0.50% · 4.625%
HK$21,367
+HK$1,225/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,284/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,085
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,651
−HK$574/mo
Today · 4.125%
HK$22,225
baseline
▲ 0.50% · 4.625%
HK$23,396
+HK$1,171/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,450/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,307
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,939
−HK$642/mo
Today · 4.125%
HK$21,581
baseline
▲ 0.50% · 4.625%
HK$22,894
+HK$1,313/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$43,162/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,591
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,197
−HK$615/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,067
+HK$1,255/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$684/mo
Today · 4.125%
HK$23,019
baseline
▲ 0.50% · 4.625%
HK$24,420
+HK$1,401/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$46,038/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$655/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,738
+HK$1,339/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,015
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$727/mo
Today · 4.125%
HK$24,458
baseline
▲ 0.50% · 4.625%
HK$25,946
+HK$1,488/mo
Deposit HK$891K · loan HK$5.05M · min. income ≈ HK$48,916/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,290
−HK$697/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,409
+HK$1,422/mo
Deposit HK$891K · loan HK$5.05M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,369
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,127
−HK$770/mo
Today · 4.125%
HK$25,897
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,575/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$51,794/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,110
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,837
−HK$737/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,081
+HK$1,507/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).