▼ 0.50% · 3.625%
HK$20,401
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,036
−HK$644/mo
Today · 4.125%
HK$21,680
baseline
▲ 0.50% · 4.625%
HK$23,000
+HK$1,320/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,360/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,305
−HK$617/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,183
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,441
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,139
−HK$709/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,635
−HK$679/mo
Today · 4.125%
HK$26,314
baseline
▲ 0.50% · 4.625%
HK$27,701
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,628/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,481
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$773/mo
Today · 4.125%
HK$26,016
baseline
▲ 0.50% · 4.625%
HK$27,599
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,966
−HK$741/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,220
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,521
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,346
−HK$838/mo
Today · 4.125%
HK$28,184
baseline
▲ 0.50% · 4.625%
HK$29,899
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,368/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,505
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,296
−HK$803/mo
Today · 4.125%
HK$31,099
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,198/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,561
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,450
−HK$902/mo
Today · 4.125%
HK$30,352
baseline
▲ 0.50% · 4.625%
HK$32,199
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,704/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,774
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,626
−HK$865/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,256
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,602
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,553
−HK$967/mo
Today · 4.125%
HK$32,520
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,040/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,044
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,957
−HK$926/mo
Today · 4.125%
HK$35,883
baseline
▲ 0.50% · 4.625%
HK$37,775
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,766/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,642
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,657
−HK$1,032/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,313
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,287
−HK$988/mo
Today · 4.125%
HK$38,275
baseline
▲ 0.50% · 4.625%
HK$40,293
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,550/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,682
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,760
−HK$1,097/mo
Today · 4.125%
HK$36,857
baseline
▲ 0.50% · 4.625%
HK$39,099
+HK$2,242/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,714/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,583
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,618
−HK$1,050/mo
Today · 4.125%
HK$40,668
baseline
▲ 0.50% · 4.625%
HK$42,811
+HK$2,143/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,336/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,722
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,161/mo
Today · 4.125%
HK$39,025
baseline
▲ 0.50% · 4.625%
HK$41,399
+HK$2,374/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,050/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,853
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,948
−HK$1,112/mo
Today · 4.125%
HK$43,060
baseline
▲ 0.50% · 4.625%
HK$45,330
+HK$2,270/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,120/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).