▼ 0.50% · 3.625%
HK$2,185
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,253
−HK$69/mo
Today · 4.125%
HK$2,322
baseline
▲ 0.50% · 4.625%
HK$2,463
+HK$141/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$4,644/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,431
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,496
−HK$66/mo
Today · 4.125%
HK$2,562
baseline
▲ 0.50% · 4.625%
HK$2,697
+HK$135/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$5,124/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,404
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,478
−HK$76/mo
Today · 4.125%
HK$2,554
baseline
▲ 0.50% · 4.625%
HK$2,710
+HK$156/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,108/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,674
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,746
−HK$72/mo
Today · 4.125%
HK$2,818
baseline
▲ 0.50% · 4.625%
HK$2,967
+HK$149/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,636/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,622
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$83/mo
Today · 4.125%
HK$2,787
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$169/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$5,574/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,995
−HK$80/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,237
+HK$162/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$90/mo
Today · 4.125%
HK$3,019
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$183/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,038/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$86/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$175/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,059
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$97/mo
Today · 4.125%
HK$3,251
baseline
▲ 0.50% · 4.625%
HK$3,449
+HK$198/mo
Deposit HK$287K · loan HK$671K · min. income ≈ HK$6,502/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,495
−HK$92/mo
Today · 4.125%
HK$3,587
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$189/mo
Deposit HK$287K · loan HK$671K · min. income ≈ HK$7,174/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,278
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$103/mo
Today · 4.125%
HK$3,483
baseline
▲ 0.50% · 4.625%
HK$3,695
+HK$212/mo
Deposit HK$240K · loan HK$719K · min. income ≈ HK$6,966/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$99/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$203/mo
Deposit HK$240K · loan HK$719K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,496
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$110/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,941
+HK$226/mo
Deposit HK$192K · loan HK$767K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$106/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$216/mo
Deposit HK$192K · loan HK$767K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$118/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$240/mo
Deposit HK$144K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$113/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$229/mo
Deposit HK$144K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$124/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$254/mo
Deposit HK$96K · loan HK$862K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$119/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$243/mo
Deposit HK$96K · loan HK$862K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).