▼ 0.50% · 3.625%
HK$2,492
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$79/mo
Today · 4.125%
HK$2,648
baseline
▲ 0.50% · 4.625%
HK$2,809
+HK$161/mo
Deposit HK$546K · loan HK$546K · min. income ≈ HK$5,296/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,772
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,846
−HK$76/mo
Today · 4.125%
HK$2,922
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$154/mo
Deposit HK$546K · loan HK$546K · min. income ≈ HK$5,844/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,741
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$87/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,090
+HK$177/mo
Deposit HK$492K · loan HK$601K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,049
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,131
−HK$83/mo
Today · 4.125%
HK$3,214
baseline
▲ 0.50% · 4.625%
HK$3,383
+HK$169/mo
Deposit HK$492K · loan HK$601K · min. income ≈ HK$6,428/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,990
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$94/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,371
+HK$194/mo
Deposit HK$437K · loan HK$656K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,415
−HK$91/mo
Today · 4.125%
HK$3,506
baseline
▲ 0.50% · 4.625%
HK$3,691
+HK$185/mo
Deposit HK$437K · loan HK$656K · min. income ≈ HK$7,012/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,239
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,340
−HK$102/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,652
+HK$210/mo
Deposit HK$382K · loan HK$710K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,700
−HK$98/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$200/mo
Deposit HK$382K · loan HK$710K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,488
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$110/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,932
+HK$225/mo
Deposit HK$328K · loan HK$765K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$105/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$216/mo
Deposit HK$328K · loan HK$765K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$118/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$241/mo
Deposit HK$273K · loan HK$819K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$113/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$231/mo
Deposit HK$273K · loan HK$819K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$126/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$258/mo
Deposit HK$219K · loan HK$874K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$120/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$247/mo
Deposit HK$219K · loan HK$874K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$274/mo
Deposit HK$164K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$129/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$261/mo
Deposit HK$164K · loan HK$929K · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$142/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$290/mo
Deposit HK$109K · loan HK$983K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$136/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$277/mo
Deposit HK$109K · loan HK$983K · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).