▼ 0.50% · 3.625%
HK$2,374
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,448
−HK$75/mo
Today · 4.125%
HK$2,523
baseline
▲ 0.50% · 4.625%
HK$2,676
+HK$153/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,046/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,641
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,712
−HK$72/mo
Today · 4.125%
HK$2,784
baseline
▲ 0.50% · 4.625%
HK$2,930
+HK$146/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,568/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,611
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,692
−HK$83/mo
Today · 4.125%
HK$2,775
baseline
▲ 0.50% · 4.625%
HK$2,944
+HK$169/mo
Deposit HK$468K · loan HK$573K · min. income ≈ HK$5,550/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,905
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,983
−HK$79/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,223
+HK$161/mo
Deposit HK$468K · loan HK$573K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,849
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,937
−HK$90/mo
Today · 4.125%
HK$3,027
baseline
▲ 0.50% · 4.625%
HK$3,211
+HK$184/mo
Deposit HK$416K · loan HK$625K · min. income ≈ HK$6,054/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,254
−HK$86/mo
Today · 4.125%
HK$3,340
baseline
▲ 0.50% · 4.625%
HK$3,516
+HK$176/mo
Deposit HK$416K · loan HK$625K · min. income ≈ HK$6,680/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,182
−HK$98/mo
Today · 4.125%
HK$3,280
baseline
▲ 0.50% · 4.625%
HK$3,479
+HK$199/mo
Deposit HK$364K · loan HK$677K · min. income ≈ HK$6,560/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$94/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$190/mo
Deposit HK$364K · loan HK$677K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$105/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$215/mo
Deposit HK$312K · loan HK$729K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$101/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$205/mo
Deposit HK$312K · loan HK$729K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$112/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$230/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$107/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$220/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,798
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$120/mo
Today · 4.125%
HK$4,036
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$246/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,072/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$115/mo
Today · 4.125%
HK$4,454
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$234/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,908/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$128/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$261/mo
Deposit HK$156K · loan HK$885K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$122/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$250/mo
Deposit HK$156K · loan HK$885K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$276/mo
Deposit HK$104K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$129/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$265/mo
Deposit HK$104K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).