▼ 0.50% · 3.625%
HK$2,261
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,331
−HK$72/mo
Today · 4.125%
HK$2,403
baseline
▲ 0.50% · 4.625%
HK$2,549
+HK$146/mo
Deposit HK$496K · loan HK$496K · min. income ≈ HK$4,806/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,515
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$68/mo
Today · 4.125%
HK$2,651
baseline
▲ 0.50% · 4.625%
HK$2,791
+HK$140/mo
Deposit HK$496K · loan HK$496K · min. income ≈ HK$5,302/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,487
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,564
−HK$79/mo
Today · 4.125%
HK$2,643
baseline
▲ 0.50% · 4.625%
HK$2,804
+HK$161/mo
Deposit HK$446K · loan HK$545K · min. income ≈ HK$5,286/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,767
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$75/mo
Today · 4.125%
HK$2,916
baseline
▲ 0.50% · 4.625%
HK$3,070
+HK$154/mo
Deposit HK$446K · loan HK$545K · min. income ≈ HK$5,832/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,713
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$86/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,058
+HK$175/mo
Deposit HK$397K · loan HK$595K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$82/mo
Today · 4.125%
HK$3,181
baseline
▲ 0.50% · 4.625%
HK$3,349
+HK$168/mo
Deposit HK$397K · loan HK$595K · min. income ≈ HK$6,362/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,939
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$93/mo
Today · 4.125%
HK$3,123
baseline
▲ 0.50% · 4.625%
HK$3,313
+HK$190/mo
Deposit HK$347K · loan HK$644K · min. income ≈ HK$6,246/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$89/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$182/mo
Deposit HK$347K · loan HK$644K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,264
−HK$100/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$204/mo
Deposit HK$297K · loan HK$694K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$95/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$196/mo
Deposit HK$297K · loan HK$694K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$107/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$219/mo
Deposit HK$248K · loan HK$744K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$102/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$210/mo
Deposit HK$248K · loan HK$744K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$114/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$198K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$110/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$223/mo
Deposit HK$198K · loan HK$793K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,843
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$121/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$249/mo
Deposit HK$149K · loan HK$843K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$117/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$237/mo
Deposit HK$149K · loan HK$843K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$129/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$263/mo
Deposit HK$99K · loan HK$892K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$123/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$251/mo
Deposit HK$99K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).