▼ 0.50% · 3.625%
HK$2,184
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,252
−HK$69/mo
Today · 4.125%
HK$2,321
baseline
▲ 0.50% · 4.625%
HK$2,462
+HK$141/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$4,642/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,430
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,495
−HK$66/mo
Today · 4.125%
HK$2,561
baseline
▲ 0.50% · 4.625%
HK$2,696
+HK$135/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$5,122/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,402
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,477
−HK$76/mo
Today · 4.125%
HK$2,553
baseline
▲ 0.50% · 4.625%
HK$2,708
+HK$155/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,106/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,673
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,744
−HK$73/mo
Today · 4.125%
HK$2,817
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$149/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,634/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,621
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$83/mo
Today · 4.125%
HK$2,785
baseline
▲ 0.50% · 4.625%
HK$2,955
+HK$170/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$5,570/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,916
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,994
−HK$79/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,235
+HK$162/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,839
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$89/mo
Today · 4.125%
HK$3,017
baseline
▲ 0.50% · 4.625%
HK$3,201
+HK$184/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,034/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,243
−HK$86/mo
Today · 4.125%
HK$3,329
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$176/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,658/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,058
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$96/mo
Today · 4.125%
HK$3,249
baseline
▲ 0.50% · 4.625%
HK$3,447
+HK$198/mo
Deposit HK$287K · loan HK$670K · min. income ≈ HK$6,498/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,402
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,493
−HK$92/mo
Today · 4.125%
HK$3,585
baseline
▲ 0.50% · 4.625%
HK$3,774
+HK$189/mo
Deposit HK$287K · loan HK$670K · min. income ≈ HK$7,170/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,276
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$103/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,693
+HK$212/mo
Deposit HK$239K · loan HK$718K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$99/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,044
+HK$203/mo
Deposit HK$239K · loan HK$718K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$111/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$192K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$106/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$192K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,713
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$118/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$240/mo
Deposit HK$144K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,241
−HK$113/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$229/mo
Deposit HK$144K · loan HK$814K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$124/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$254/mo
Deposit HK$96K · loan HK$862K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$119/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$243/mo
Deposit HK$96K · loan HK$862K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).