▼ 0.50% · 3.625%
HK$2,073
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,138
−HK$65/mo
Today · 4.125%
HK$2,203
baseline
▲ 0.50% · 4.625%
HK$2,337
+HK$134/mo
Deposit HK$455K · loan HK$455K · min. income ≈ HK$4,406/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,306
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,368
−HK$63/mo
Today · 4.125%
HK$2,431
baseline
▲ 0.50% · 4.625%
HK$2,559
+HK$128/mo
Deposit HK$455K · loan HK$455K · min. income ≈ HK$4,862/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,280
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,351
−HK$72/mo
Today · 4.125%
HK$2,423
baseline
▲ 0.50% · 4.625%
HK$2,571
+HK$148/mo
Deposit HK$409K · loan HK$500K · min. income ≈ HK$4,846/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,537
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,605
−HK$69/mo
Today · 4.125%
HK$2,674
baseline
▲ 0.50% · 4.625%
HK$2,815
+HK$141/mo
Deposit HK$409K · loan HK$500K · min. income ≈ HK$5,348/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,488
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,565
−HK$79/mo
Today · 4.125%
HK$2,644
baseline
▲ 0.50% · 4.625%
HK$2,805
+HK$161/mo
Deposit HK$364K · loan HK$546K · min. income ≈ HK$5,288/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,768
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,842
−HK$75/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$154/mo
Deposit HK$364K · loan HK$546K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,695
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,779
−HK$85/mo
Today · 4.125%
HK$2,864
baseline
▲ 0.50% · 4.625%
HK$3,038
+HK$174/mo
Deposit HK$318K · loan HK$591K · min. income ≈ HK$5,728/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,998
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,079
−HK$81/mo
Today · 4.125%
HK$3,160
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$167/mo
Deposit HK$318K · loan HK$591K · min. income ≈ HK$6,320/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,902
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,993
−HK$91/mo
Today · 4.125%
HK$3,084
baseline
▲ 0.50% · 4.625%
HK$3,272
+HK$188/mo
Deposit HK$273K · loan HK$636K · min. income ≈ HK$6,168/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,316
−HK$87/mo
Today · 4.125%
HK$3,403
baseline
▲ 0.50% · 4.625%
HK$3,583
+HK$180/mo
Deposit HK$273K · loan HK$636K · min. income ≈ HK$6,806/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,110
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$99/mo
Today · 4.125%
HK$3,305
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$201/mo
Deposit HK$227K · loan HK$682K · min. income ≈ HK$6,610/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,460
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,552
−HK$94/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$193/mo
Deposit HK$227K · loan HK$682K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$105/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$215/mo
Deposit HK$182K · loan HK$727K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$101/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$205/mo
Deposit HK$182K · loan HK$727K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,634
−HK$111/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,973
+HK$228/mo
Deposit HK$136K · loan HK$773K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,026
−HK$107/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,350
+HK$217/mo
Deposit HK$136K · loan HK$773K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$118/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$241/mo
Deposit HK$91K · loan HK$818K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$113/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$230/mo
Deposit HK$91K · loan HK$818K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).