▼ 0.50% · 3.625%
HK$2,251
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,322
−HK$71/mo
Today · 4.125%
HK$2,393
baseline
▲ 0.50% · 4.625%
HK$2,538
+HK$145/mo
Deposit HK$494K · loan HK$494K · min. income ≈ HK$4,786/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,505
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,572
−HK$68/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,779
+HK$139/mo
Deposit HK$494K · loan HK$494K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,477
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,554
−HK$78/mo
Today · 4.125%
HK$2,632
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$160/mo
Deposit HK$444K · loan HK$543K · min. income ≈ HK$5,264/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$75/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,057
+HK$153/mo
Deposit HK$444K · loan HK$543K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,702
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,786
−HK$85/mo
Today · 4.125%
HK$2,871
baseline
▲ 0.50% · 4.625%
HK$3,046
+HK$175/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$5,742/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,006
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,086
−HK$82/mo
Today · 4.125%
HK$3,168
baseline
▲ 0.50% · 4.625%
HK$3,335
+HK$167/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$6,336/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,927
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,018
−HK$92/mo
Today · 4.125%
HK$3,110
baseline
▲ 0.50% · 4.625%
HK$3,300
+HK$190/mo
Deposit HK$346K · loan HK$642K · min. income ≈ HK$6,220/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,344
−HK$88/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$181/mo
Deposit HK$346K · loan HK$642K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,250
−HK$100/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$204/mo
Deposit HK$296K · loan HK$691K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$95/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,891
+HK$195/mo
Deposit HK$296K · loan HK$691K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,377
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$107/mo
Today · 4.125%
HK$3,589
baseline
▲ 0.50% · 4.625%
HK$3,807
+HK$218/mo
Deposit HK$247K · loan HK$741K · min. income ≈ HK$7,178/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$102/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$209/mo
Deposit HK$247K · loan HK$741K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$114/mo
Today · 4.125%
HK$3,828
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$233/mo
Deposit HK$197K · loan HK$790K · min. income ≈ HK$7,656/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$109/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$223/mo
Deposit HK$197K · loan HK$790K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$121/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$247/mo
Deposit HK$148K · loan HK$839K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$116/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$237/mo
Deposit HK$148K · loan HK$839K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$128/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$262/mo
Deposit HK$99K · loan HK$889K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$123/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$251/mo
Deposit HK$99K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).