▼ 0.50% · 3.625%
HK$4,414
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$140/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$285/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$134/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$272/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$154/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,546
−HK$147/mo
Today · 4.125%
HK$5,693
baseline
▲ 0.50% · 4.625%
HK$5,993
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,386/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$168/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$342/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,892
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$161/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,916
−HK$182/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,383
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$173/mo
Today · 4.125%
HK$6,728
baseline
▲ 0.50% · 4.625%
HK$7,083
+HK$355/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,456/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,179
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$196/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,966
+HK$399/mo
Deposit HK$581K · loan HK$1.35M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,874
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$187/mo
Today · 4.125%
HK$7,246
baseline
▲ 0.50% · 4.625%
HK$7,628
+HK$382/mo
Deposit HK$581K · loan HK$1.35M · min. income ≈ HK$14,492/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,827
−HK$209/mo
Today · 4.125%
HK$7,036
baseline
▲ 0.50% · 4.625%
HK$7,464
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,072/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,365
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,563
−HK$200/mo
Today · 4.125%
HK$7,763
baseline
▲ 0.50% · 4.625%
HK$8,173
+HK$410/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,526/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,062
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,282
−HK$223/mo
Today · 4.125%
HK$7,505
baseline
▲ 0.50% · 4.625%
HK$7,961
+HK$456/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,010/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,856
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,067
−HK$214/mo
Today · 4.125%
HK$8,281
baseline
▲ 0.50% · 4.625%
HK$8,717
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,562/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,503
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,737
−HK$237/mo
Today · 4.125%
HK$7,974
baseline
▲ 0.50% · 4.625%
HK$8,459
+HK$485/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$15,948/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,347
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,571
−HK$227/mo
Today · 4.125%
HK$8,798
baseline
▲ 0.50% · 4.625%
HK$9,262
+HK$464/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$17,596/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,945
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,192
−HK$251/mo
Today · 4.125%
HK$8,443
baseline
▲ 0.50% · 4.625%
HK$8,957
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,886/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,838
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,075
−HK$241/mo
Today · 4.125%
HK$9,316
baseline
▲ 0.50% · 4.625%
HK$9,807
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,632/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).