▼ 0.50% · 3.625%
HK$2,077
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,141
−HK$66/mo
Today · 4.125%
HK$2,207
baseline
▲ 0.50% · 4.625%
HK$2,341
+HK$134/mo
Deposit HK$455K · loan HK$455K · min. income ≈ HK$4,414/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,310
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,372
−HK$63/mo
Today · 4.125%
HK$2,435
baseline
▲ 0.50% · 4.625%
HK$2,563
+HK$128/mo
Deposit HK$455K · loan HK$455K · min. income ≈ HK$4,870/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,284
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,355
−HK$73/mo
Today · 4.125%
HK$2,428
baseline
▲ 0.50% · 4.625%
HK$2,575
+HK$147/mo
Deposit HK$410K · loan HK$501K · min. income ≈ HK$4,856/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,541
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,609
−HK$70/mo
Today · 4.125%
HK$2,679
baseline
▲ 0.50% · 4.625%
HK$2,820
+HK$141/mo
Deposit HK$410K · loan HK$501K · min. income ≈ HK$5,358/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,492
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,570
−HK$78/mo
Today · 4.125%
HK$2,648
baseline
▲ 0.50% · 4.625%
HK$2,809
+HK$161/mo
Deposit HK$364K · loan HK$546K · min. income ≈ HK$5,296/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,772
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$75/mo
Today · 4.125%
HK$2,922
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$154/mo
Deposit HK$364K · loan HK$546K · min. income ≈ HK$5,844/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,700
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,784
−HK$85/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$175/mo
Deposit HK$319K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,003
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$82/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$166/mo
Deposit HK$319K · loan HK$592K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,907
−HK$183/mo
▼ 0.25% · 3.875%
HK$2,998
−HK$92/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$188/mo
Deposit HK$273K · loan HK$638K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,234
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$88/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,589
+HK$180/mo
Deposit HK$273K · loan HK$638K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$98/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,512
+HK$202/mo
Deposit HK$228K · loan HK$683K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$95/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$192/mo
Deposit HK$228K · loan HK$683K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$105/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$215/mo
Deposit HK$182K · loan HK$729K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$100/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$206/mo
Deposit HK$182K · loan HK$729K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$112/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$228/mo
Deposit HK$137K · loan HK$774K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$107/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$218/mo
Deposit HK$137K · loan HK$774K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$118/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$242/mo
Deposit HK$91K · loan HK$820K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$113/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$231/mo
Deposit HK$91K · loan HK$820K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).