▼ 0.50% · 3.625%
HK$2,184
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,252
−HK$69/mo
Today · 4.125%
HK$2,321
baseline
▲ 0.50% · 4.625%
HK$2,463
+HK$142/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$4,642/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,430
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,495
−HK$66/mo
Today · 4.125%
HK$2,561
baseline
▲ 0.50% · 4.625%
HK$2,696
+HK$135/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$5,122/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,403
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,478
−HK$76/mo
Today · 4.125%
HK$2,554
baseline
▲ 0.50% · 4.625%
HK$2,709
+HK$155/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,108/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,673
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,745
−HK$73/mo
Today · 4.125%
HK$2,818
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$148/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,636/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,621
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,703
−HK$83/mo
Today · 4.125%
HK$2,786
baseline
▲ 0.50% · 4.625%
HK$2,955
+HK$169/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$5,572/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,916
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,994
−HK$80/mo
Today · 4.125%
HK$3,074
baseline
▲ 0.50% · 4.625%
HK$3,236
+HK$162/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$6,148/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,840
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$90/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,201
+HK$183/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$86/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$175/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,058
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$97/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,448
+HK$198/mo
Deposit HK$287K · loan HK$671K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,402
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,493
−HK$93/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,775
+HK$189/mo
Deposit HK$287K · loan HK$671K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$103/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$212/mo
Deposit HK$239K · loan HK$718K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$99/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,045
+HK$203/mo
Deposit HK$239K · loan HK$718K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$110/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$192K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$105/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$192K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$117/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$241/mo
Deposit HK$144K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$113/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$229/mo
Deposit HK$144K · loan HK$814K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$125/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$254/mo
Deposit HK$96K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$243/mo
Deposit HK$96K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).