▼ 0.50% · 3.625%
HK$2,250
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,320
−HK$71/mo
Today · 4.125%
HK$2,391
baseline
▲ 0.50% · 4.625%
HK$2,536
+HK$145/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$4,782/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,503
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,570
−HK$68/mo
Today · 4.125%
HK$2,638
baseline
▲ 0.50% · 4.625%
HK$2,777
+HK$139/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$5,276/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,475
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,552
−HK$78/mo
Today · 4.125%
HK$2,630
baseline
▲ 0.50% · 4.625%
HK$2,790
+HK$160/mo
Deposit HK$444K · loan HK$543K · min. income ≈ HK$5,260/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,753
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$75/mo
Today · 4.125%
HK$2,902
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$153/mo
Deposit HK$444K · loan HK$543K · min. income ≈ HK$5,804/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,700
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,784
−HK$85/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$175/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,004
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$82/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$167/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,925
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,016
−HK$92/mo
Today · 4.125%
HK$3,108
baseline
▲ 0.50% · 4.625%
HK$3,297
+HK$189/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,216/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,341
−HK$89/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$180/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,150
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$99/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,551
+HK$204/mo
Deposit HK$296K · loan HK$691K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,504
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$95/mo
Today · 4.125%
HK$3,693
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$195/mo
Deposit HK$296K · loan HK$691K · min. income ≈ HK$7,386/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,375
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,480
−HK$106/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,805
+HK$219/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$102/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$209/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$114/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$232/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$109/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$223/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,825
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$121/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$247/mo
Deposit HK$148K · loan HK$839K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$116/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$236/mo
Deposit HK$148K · loan HK$839K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,050
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,176
−HK$128/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$262/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$123/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$4,999
+HK$250/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).