▼ 0.50% · 3.625%
HK$2,303
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,374
−HK$73/mo
Today · 4.125%
HK$2,447
baseline
▲ 0.50% · 4.625%
HK$2,596
+HK$149/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$4,894/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,562
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$69/mo
Today · 4.125%
HK$2,700
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$143/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$5,400/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,533
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,612
−HK$80/mo
Today · 4.125%
HK$2,692
baseline
▲ 0.50% · 4.625%
HK$2,856
+HK$164/mo
Deposit HK$454K · loan HK$555K · min. income ≈ HK$5,384/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,818
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$76/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,127
+HK$157/mo
Deposit HK$454K · loan HK$555K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,763
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$88/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,115
+HK$178/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,074
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$83/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$171/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,994
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$94/mo
Today · 4.125%
HK$3,181
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$194/mo
Deposit HK$353K · loan HK$656K · min. income ≈ HK$6,362/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,330
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$90/mo
Today · 4.125%
HK$3,510
baseline
▲ 0.50% · 4.625%
HK$3,695
+HK$185/mo
Deposit HK$353K · loan HK$656K · min. income ≈ HK$7,020/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,224
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$102/mo
Today · 4.125%
HK$3,426
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$209/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$6,852/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$97/mo
Today · 4.125%
HK$3,780
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$200/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$7,560/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$109/mo
Today · 4.125%
HK$3,671
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$223/mo
Deposit HK$252K · loan HK$757K · min. income ≈ HK$7,342/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,843
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,946
−HK$104/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,264
+HK$214/mo
Deposit HK$252K · loan HK$757K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$116/mo
Today · 4.125%
HK$3,915
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$239/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$7,830/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$111/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$228/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,036
−HK$124/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$253/mo
Deposit HK$151K · loan HK$858K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$118/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$242/mo
Deposit HK$151K · loan HK$858K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$131/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$268/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,611
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$125/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$257/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).