▼ 0.50% · 3.625%
HK$2,450
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,527
−HK$77/mo
Today · 4.125%
HK$2,604
baseline
▲ 0.50% · 4.625%
HK$2,763
+HK$159/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,208/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,726
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$74/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,025
+HK$152/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,695
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,779
−HK$86/mo
Today · 4.125%
HK$2,865
baseline
▲ 0.50% · 4.625%
HK$3,039
+HK$174/mo
Deposit HK$484K · loan HK$591K · min. income ≈ HK$5,730/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,999
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,079
−HK$82/mo
Today · 4.125%
HK$3,161
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$166/mo
Deposit HK$484K · loan HK$591K · min. income ≈ HK$6,322/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,941
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$93/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$190/mo
Deposit HK$430K · loan HK$645K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$89/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$182/mo
Deposit HK$430K · loan HK$645K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,186
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$100/mo
Today · 4.125%
HK$3,385
baseline
▲ 0.50% · 4.625%
HK$3,591
+HK$206/mo
Deposit HK$376K · loan HK$699K · min. income ≈ HK$6,770/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,544
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$96/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,932
+HK$197/mo
Deposit HK$376K · loan HK$699K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,537
−HK$109/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$222/mo
Deposit HK$322K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$104/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$212/mo
Deposit HK$322K · loan HK$752K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$116/mo
Today · 4.125%
HK$3,906
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$238/mo
Deposit HK$269K · loan HK$806K · min. income ≈ HK$7,812/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$111/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$227/mo
Deposit HK$269K · loan HK$806K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$253/mo
Deposit HK$215K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$118/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$243/mo
Deposit HK$215K · loan HK$860K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,295
−HK$132/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$269/mo
Deposit HK$161K · loan HK$913K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$126/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$257/mo
Deposit HK$161K · loan HK$913K · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$139/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$286/mo
Deposit HK$107K · loan HK$967K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$133/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$273/mo
Deposit HK$107K · loan HK$967K · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).