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Home Kwun Tong District TAK TIN ESTATE TAK SHUI HOUSE (BLOCK 5)

12/F 20

in TAK TIN ESTATE TAK SHUI HOUSE (BLOCK 5)

Kwun Tong District · Kowloon

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Floor
1/F 1 379 ft² 1/F 19 442 ft² 3/F 13 445 ft² 3/F 6 443 ft² 4/F A 165 ft² 5/F 13 445 ft² 5/F 2 443 ft² 5/F 9 485 ft² 6/F 2 443 ft² 7/F 1 381 ft² 7/F 10 443 ft² 7/F 24 381 ft² 7/F 3 443 ft² 7/F 7 443 ft² 9/F 24 381 ft² 10/F 21A 165 ft² 10/F 22 443 ft² 11/F 10 443 ft² 11/F 3 443 ft² 11/F 6 443 ft² 12/F 14 443 ft² 12/F 20 475 ft² 13/F 24 381 ft² 14/F 18 443 ft² 14/F 3 443 ft² 14/F 5C 146 ft² 15/F 18 443 ft² 15/F 22 443 ft² 16/F 11 443 ft² 16/F 21A 165 ft² 17/F 12 531 ft² 17/F 20 475 ft² 18/F 5A 165 ft² 19/F 24 381 ft² 19/F 3 443 ft² 20/F 1 381 ft² 21/F 2 443 ft² 21/F 20 475 ft² 21/F 5C 146 ft² 23/F 21C 146 ft² 23/F 7 443 ft² 24/F 15 443 ft² 24/F 22 443 ft² 25/F 4C 146 ft² 26/F 11 443 ft² 26/F 20 475 ft² 26/F 22 443 ft² 26/F 5B 155 ft² 27/F 1 381 ft² 27/F 7 443 ft² 30/F 1 381 ft² 30/F 16 485 ft² 30/F 3 443 ft² 31/F 23 443 ft² 31/F 3 443 ft² 32/F 17 485 ft² 32/F 20 475 ft² 32/F 4A 165 ft² 33/F 14 443 ft² 33/F 18 443 ft² 33/F 20 475 ft² 33/F 22 443 ft² 34/F 7 443 ft² 34/F 21C 146 ft²
Crescira AVM · estimated value ● Medium confidence
HK$2.58M
≈ HK$5,428 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$258K, with repayments around HK$11,245/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$10,582
−HK$663/mo
▼ 0.25% · 3.875%
HK$10,911
−HK$334/mo
Today · 4.125%
HK$11,245
baseline
▲ 0.50% · 4.625%
HK$11,930
+HK$685/mo

Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$22,490/mo (50% DSR)

Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Lam Tin Station
≈ 9 min walk · 647 m
Education
63
schools within 1 km (21 within 500 m)
Daily convenience
31
within 1 km (17 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
67
parks, libraries, sports within 1 km

Family-friendly — 63 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 67 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
20
Saleable Area
475 Saleable ft²
Gross Area
620 ft²
Efficiency
77%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2015-06-11 HK$2.28M —

Other appraised units in this building

1/F 1
379 ft²
HK$2.13M
1/F 19
442 ft²
HK$2.42M
3/F 13
445 ft²
HK$2.52M
3/F 6
443 ft²
HK$2.49M
4/F A
165 ft²
HK$1.24M
5/F 13
445 ft²
HK$2.51M
Data sourced from Renavon.com