▼ 0.50% · 3.625%
HK$21,132
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,790
−HK$668/mo
Today · 4.125%
HK$22,458
baseline
▲ 0.50% · 4.625%
HK$23,824
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,916/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,510
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,140
−HK$640/mo
Today · 4.125%
HK$24,780
baseline
▲ 0.50% · 4.625%
HK$26,086
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,560/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,246
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,969
−HK$734/mo
Today · 4.125%
HK$24,703
baseline
▲ 0.50% · 4.625%
HK$26,206
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,406/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,554
−HK$704/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,359
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,148
−HK$801/mo
Today · 4.125%
HK$26,949
baseline
▲ 0.50% · 4.625%
HK$28,589
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,898/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,211
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,968
−HK$768/mo
Today · 4.125%
HK$29,736
baseline
▲ 0.50% · 4.625%
HK$31,303
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,472/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,472
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$868/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,971
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,562
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,382
−HK$832/mo
Today · 4.125%
HK$32,214
baseline
▲ 0.50% · 4.625%
HK$33,912
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,428/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$935/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,354
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,913
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,796
−HK$896/mo
Today · 4.125%
HK$34,692
baseline
▲ 0.50% · 4.625%
HK$36,520
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,384/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,685
−HK$1,001/mo
Today · 4.125%
HK$33,686
baseline
▲ 0.50% · 4.625%
HK$35,736
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,372/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,264
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,210
−HK$959/mo
Today · 4.125%
HK$37,169
baseline
▲ 0.50% · 4.625%
HK$39,129
+HK$1,960/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,338/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,812
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$1,069/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$38,118
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,615
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,023/mo
Today · 4.125%
HK$39,647
baseline
▲ 0.50% · 4.625%
HK$41,737
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,294/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,925
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,042
−HK$1,136/mo
Today · 4.125%
HK$38,178
baseline
▲ 0.50% · 4.625%
HK$40,501
+HK$2,323/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,356/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,966
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,038
−HK$1,087/mo
Today · 4.125%
HK$42,125
baseline
▲ 0.50% · 4.625%
HK$44,346
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,250/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,038
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,221
−HK$1,203/mo
Today · 4.125%
HK$40,424
baseline
▲ 0.50% · 4.625%
HK$42,883
+HK$2,459/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,848/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,317
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,452
−HK$1,151/mo
Today · 4.125%
HK$44,603
baseline
▲ 0.50% · 4.625%
HK$46,955
+HK$2,352/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,206/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,753 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).