▼ 0.50% · 3.625%
HK$19,333
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,935
−HK$611/mo
Today · 4.125%
HK$20,546
baseline
▲ 0.50% · 4.625%
HK$21,796
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,092/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,508
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,085
−HK$585/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$23,865
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,267
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,928
−HK$672/mo
Today · 4.125%
HK$22,600
baseline
▲ 0.50% · 4.625%
HK$23,975
+HK$1,375/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,200/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,659
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,293
−HK$644/mo
Today · 4.125%
HK$24,937
baseline
▲ 0.50% · 4.625%
HK$26,251
+HK$1,314/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,874/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,200
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,921
−HK$734/mo
Today · 4.125%
HK$24,655
baseline
▲ 0.50% · 4.625%
HK$26,155
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,310/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,810
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,502
−HK$702/mo
Today · 4.125%
HK$27,204
baseline
▲ 0.50% · 4.625%
HK$28,638
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,408/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,133
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,915
−HK$794/mo
Today · 4.125%
HK$26,709
baseline
▲ 0.50% · 4.625%
HK$28,334
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,418/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,960
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,710
−HK$761/mo
Today · 4.125%
HK$29,471
baseline
▲ 0.50% · 4.625%
HK$31,024
+HK$1,553/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,942/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$856/mo
Today · 4.125%
HK$28,764
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,750/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,528/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,111
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,919
−HK$819/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,673/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$916/mo
Today · 4.125%
HK$30,818
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,636/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,262
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,127
−HK$878/mo
Today · 4.125%
HK$34,005
baseline
▲ 0.50% · 4.625%
HK$35,797
+HK$1,792/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,010/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,933
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,895
−HK$978/mo
Today · 4.125%
HK$32,873
baseline
▲ 0.50% · 4.625%
HK$34,873
+HK$2,000/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,746/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,413
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,336
−HK$936/mo
Today · 4.125%
HK$36,272
baseline
▲ 0.50% · 4.625%
HK$38,184
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,544/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,889
−HK$1,038/mo
Today · 4.125%
HK$34,927
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,854/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,564
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,544
−HK$995/mo
Today · 4.125%
HK$38,539
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,031/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,078/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,800
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,882
−HK$1,100/mo
Today · 4.125%
HK$36,982
baseline
▲ 0.50% · 4.625%
HK$39,232
+HK$2,250/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,964/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,714
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,753
−HK$1,053/mo
Today · 4.125%
HK$40,806
baseline
▲ 0.50% · 4.625%
HK$42,957
+HK$2,151/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,612/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).