▼ 0.50% · 3.625%
HK$22,410
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,107
−HK$708/mo
Today · 4.125%
HK$23,815
baseline
▲ 0.50% · 4.625%
HK$25,264
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,630/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,931
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$679/mo
Today · 4.125%
HK$26,278
baseline
▲ 0.50% · 4.625%
HK$27,663
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,556/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,651
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,418
−HK$779/mo
Today · 4.125%
HK$26,197
baseline
▲ 0.50% · 4.625%
HK$27,791
+HK$1,594/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$52,394/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,424
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$746/mo
Today · 4.125%
HK$28,905
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,524/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$57,810/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,892
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,728
−HK$850/mo
Today · 4.125%
HK$28,578
baseline
▲ 0.50% · 4.625%
HK$30,317
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,156/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,917
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,719
−HK$814/mo
Today · 4.125%
HK$31,533
baseline
▲ 0.50% · 4.625%
HK$33,195
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,066/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,133
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$921/mo
Today · 4.125%
HK$30,960
baseline
▲ 0.50% · 4.625%
HK$32,843
+HK$1,883/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,920/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,410
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,279
−HK$882/mo
Today · 4.125%
HK$34,161
baseline
▲ 0.50% · 4.625%
HK$35,962
+HK$1,801/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,322/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,374
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,350
−HK$991/mo
Today · 4.125%
HK$33,341
baseline
▲ 0.50% · 4.625%
HK$35,370
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,682/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,903
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,839
−HK$950/mo
Today · 4.125%
HK$36,789
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,578/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,615
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$1,063/mo
Today · 4.125%
HK$35,723
baseline
▲ 0.50% · 4.625%
HK$37,896
+HK$2,173/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,446/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,396
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,399
−HK$1,017/mo
Today · 4.125%
HK$39,416
baseline
▲ 0.50% · 4.625%
HK$41,494
+HK$2,078/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,832/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,856
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,971
−HK$1,133/mo
Today · 4.125%
HK$38,104
baseline
▲ 0.50% · 4.625%
HK$40,423
+HK$2,319/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$76,208/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,889
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,959
−HK$1,085/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,260
+HK$2,216/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,097
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,282
−HK$1,204/mo
Today · 4.125%
HK$40,486
baseline
▲ 0.50% · 4.625%
HK$42,949
+HK$2,463/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,972/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,382
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,519
−HK$1,153/mo
Today · 4.125%
HK$44,672
baseline
▲ 0.50% · 4.625%
HK$47,027
+HK$2,355/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,344/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,592
−HK$1,275/mo
Today · 4.125%
HK$42,867
baseline
▲ 0.50% · 4.625%
HK$45,476
+HK$2,609/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$85,734/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,875
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,221/mo
Today · 4.125%
HK$47,300
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,493/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$94,600/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).