▼ 0.50% · 3.625%
HK$20,865
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,514
−HK$659/mo
Today · 4.125%
HK$22,173
baseline
▲ 0.50% · 4.625%
HK$23,522
+HK$1,349/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,346/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,212
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,834
−HK$632/mo
Today · 4.125%
HK$24,466
baseline
▲ 0.50% · 4.625%
HK$25,755
+HK$1,289/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,932/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,665
−HK$725/mo
Today · 4.125%
HK$24,390
baseline
▲ 0.50% · 4.625%
HK$25,875
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,780/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,533
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,218
−HK$694/mo
Today · 4.125%
HK$26,912
baseline
▲ 0.50% · 4.625%
HK$28,331
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,824/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,816
−HK$792/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,227
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,854
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,601
−HK$758/mo
Today · 4.125%
HK$29,359
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,718/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,124
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,968
−HK$857/mo
Today · 4.125%
HK$28,825
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,754/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,650/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,175
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,985
−HK$821/mo
Today · 4.125%
HK$31,806
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,612/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,211
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,119
−HK$923/mo
Today · 4.125%
HK$31,042
baseline
▲ 0.50% · 4.625%
HK$32,931
+HK$1,889/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,084/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,497
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,368
−HK$884/mo
Today · 4.125%
HK$34,252
baseline
▲ 0.50% · 4.625%
HK$36,058
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,504/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$989/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,283
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,818
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,751
−HK$948/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,633
+HK$1,934/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$1,055/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,636
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,010/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,209
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,573
−HK$1,121/mo
Today · 4.125%
HK$37,694
baseline
▲ 0.50% · 4.625%
HK$39,988
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,388/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,460
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,518
−HK$1,074/mo
Today · 4.125%
HK$41,592
baseline
▲ 0.50% · 4.625%
HK$43,784
+HK$2,192/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,184/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,557
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,725
−HK$1,187/mo
Today · 4.125%
HK$39,912
baseline
▲ 0.50% · 4.625%
HK$42,340
+HK$2,428/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,824/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,781
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,902
−HK$1,137/mo
Today · 4.125%
HK$44,039
baseline
▲ 0.50% · 4.625%
HK$46,360
+HK$2,321/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,078/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,017 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).