▼ 0.50% · 3.625%
HK$21,697
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,372
−HK$685/mo
Today · 4.125%
HK$23,057
baseline
▲ 0.50% · 4.625%
HK$24,460
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,114/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,785
−HK$657/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,783
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,866
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,609
−HK$754/mo
Today · 4.125%
HK$25,363
baseline
▲ 0.50% · 4.625%
HK$26,906
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,726/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,551
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,263
−HK$723/mo
Today · 4.125%
HK$27,986
baseline
▲ 0.50% · 4.625%
HK$29,461
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,972/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,846
−HK$823/mo
Today · 4.125%
HK$27,669
baseline
▲ 0.50% · 4.625%
HK$29,352
+HK$1,683/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,338/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,965
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$788/mo
Today · 4.125%
HK$30,530
baseline
▲ 0.50% · 4.625%
HK$32,139
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,060/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,206
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,083
−HK$892/mo
Today · 4.125%
HK$29,975
baseline
▲ 0.50% · 4.625%
HK$31,798
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,950/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,379
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,220
−HK$854/mo
Today · 4.125%
HK$33,074
baseline
▲ 0.50% · 4.625%
HK$34,817
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,148/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,376
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,320
−HK$960/mo
Today · 4.125%
HK$32,280
baseline
▲ 0.50% · 4.625%
HK$34,244
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,560/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,792
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,699
−HK$919/mo
Today · 4.125%
HK$35,618
baseline
▲ 0.50% · 4.625%
HK$37,496
+HK$1,878/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,236/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,545
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,558
−HK$1,028/mo
Today · 4.125%
HK$34,586
baseline
▲ 0.50% · 4.625%
HK$36,691
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,172/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,206
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,177
−HK$985/mo
Today · 4.125%
HK$38,162
baseline
▲ 0.50% · 4.625%
HK$40,174
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,324/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,715
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,795
−HK$1,097/mo
Today · 4.125%
HK$36,892
baseline
▲ 0.50% · 4.625%
HK$39,137
+HK$2,245/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,784/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,620
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,656
−HK$1,050/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$42,852
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,032
−HK$1,166/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,583
+HK$2,385/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,034
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,134
−HK$1,117/mo
Today · 4.125%
HK$43,251
baseline
▲ 0.50% · 4.625%
HK$45,530
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,502/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,054
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,269
−HK$1,234/mo
Today · 4.125%
HK$41,503
baseline
▲ 0.50% · 4.625%
HK$44,029
+HK$2,526/mo
Deposit HK$952K · loan HK$8.56M · min. income ≈ HK$83,006/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,613
−HK$1,182/mo
Today · 4.125%
HK$45,795
baseline
▲ 0.50% · 4.625%
HK$48,209
+HK$2,414/mo
Deposit HK$952K · loan HK$8.56M · min. income ≈ HK$91,590/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,507 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).