▼ 0.50% · 3.625%
HK$21,916
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,598
−HK$692/mo
Today · 4.125%
HK$23,290
baseline
▲ 0.50% · 4.625%
HK$24,707
+HK$1,417/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,580/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,381
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,035
−HK$663/mo
Today · 4.125%
HK$25,698
baseline
▲ 0.50% · 4.625%
HK$27,053
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,396/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,857
−HK$762/mo
Today · 4.125%
HK$25,619
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,559/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,238/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,539
−HK$729/mo
Today · 4.125%
HK$28,268
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,536/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,299
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,117
−HK$831/mo
Today · 4.125%
HK$27,948
baseline
▲ 0.50% · 4.625%
HK$29,649
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,896/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,257
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,042
−HK$796/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,626/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,491
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,377
−HK$900/mo
Today · 4.125%
HK$30,277
baseline
▲ 0.50% · 4.625%
HK$32,119
+HK$1,842/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,554/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,695
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,546
−HK$862/mo
Today · 4.125%
HK$33,408
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,816/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,682
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,637
−HK$969/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,134
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,049
−HK$929/mo
Today · 4.125%
HK$35,978
baseline
▲ 0.50% · 4.625%
HK$37,874
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,956/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,874
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,896
−HK$1,039/mo
Today · 4.125%
HK$34,935
baseline
▲ 0.50% · 4.625%
HK$37,061
+HK$2,126/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,870/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,572
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$995/mo
Today · 4.125%
HK$38,548
baseline
▲ 0.50% · 4.625%
HK$40,579
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,096/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,065
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,156
−HK$1,108/mo
Today · 4.125%
HK$37,264
baseline
▲ 0.50% · 4.625%
HK$39,532
+HK$2,268/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,528/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,010
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,056
−HK$1,061/mo
Today · 4.125%
HK$41,117
baseline
▲ 0.50% · 4.625%
HK$43,285
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,234/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,257
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,416
−HK$1,177/mo
Today · 4.125%
HK$39,593
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,186/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,448
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,560
−HK$1,127/mo
Today · 4.125%
HK$43,687
baseline
▲ 0.50% · 4.625%
HK$45,990
+HK$2,303/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,374/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,448
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,676
−HK$1,246/mo
Today · 4.125%
HK$41,922
baseline
▲ 0.50% · 4.625%
HK$44,473
+HK$2,551/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,844/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,886
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,063
−HK$1,194/mo
Today · 4.125%
HK$46,257
baseline
▲ 0.50% · 4.625%
HK$48,695
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,514/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,112 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).