▼ 0.50% · 3.625%
HK$22,210
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,900
−HK$702/mo
Today · 4.125%
HK$23,602
baseline
▲ 0.50% · 4.625%
HK$25,038
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,204/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,708
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$672/mo
Today · 4.125%
HK$26,043
baseline
▲ 0.50% · 4.625%
HK$27,416
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,086/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,431
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$773/mo
Today · 4.125%
HK$25,963
baseline
▲ 0.50% · 4.625%
HK$27,542
+HK$1,579/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,926/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,179
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$739/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,157
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,652
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,481
−HK$842/mo
Today · 4.125%
HK$28,323
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,723/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,650
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$806/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$32,899
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,872
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,771
−HK$912/mo
Today · 4.125%
HK$30,683
baseline
▲ 0.50% · 4.625%
HK$32,550
+HK$1,867/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,366/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,120
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,982
−HK$874/mo
Today · 4.125%
HK$33,856
baseline
▲ 0.50% · 4.625%
HK$35,640
+HK$1,784/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,712/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,093
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,061
−HK$982/mo
Today · 4.125%
HK$33,043
baseline
▲ 0.50% · 4.625%
HK$35,054
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,086/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,591
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,519
−HK$941/mo
Today · 4.125%
HK$36,460
baseline
▲ 0.50% · 4.625%
HK$38,382
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,920/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,314
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,351
−HK$1,053/mo
Today · 4.125%
HK$35,404
baseline
▲ 0.50% · 4.625%
HK$37,558
+HK$2,154/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,808/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,062
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,056
−HK$1,008/mo
Today · 4.125%
HK$39,064
baseline
▲ 0.50% · 4.625%
HK$41,123
+HK$2,059/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,128/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,535
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,641
−HK$1,123/mo
Today · 4.125%
HK$37,764
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,298/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,528/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,533
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,593
−HK$1,076/mo
Today · 4.125%
HK$41,669
baseline
▲ 0.50% · 4.625%
HK$43,865
+HK$2,196/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,338/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,756
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,193/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,565
+HK$2,441/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,004
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,130
−HK$1,143/mo
Today · 4.125%
HK$44,273
baseline
▲ 0.50% · 4.625%
HK$46,607
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,546/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,977
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,221
−HK$1,263/mo
Today · 4.125%
HK$42,484
baseline
▲ 0.50% · 4.625%
HK$45,069
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,968/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,474
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,667
−HK$1,210/mo
Today · 4.125%
HK$46,877
baseline
▲ 0.50% · 4.625%
HK$49,348
+HK$2,471/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,754/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,997 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).