▼ 0.50% · 3.625%
HK$21,898
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,579
−HK$692/mo
Today · 4.125%
HK$23,271
baseline
▲ 0.50% · 4.625%
HK$24,687
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,542/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,362
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,015
−HK$663/mo
Today · 4.125%
HK$25,678
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,356/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,088
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,837
−HK$762/mo
Today · 4.125%
HK$25,599
baseline
▲ 0.50% · 4.625%
HK$27,156
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,198/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,516
−HK$730/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,734
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,278
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$831/mo
Today · 4.125%
HK$27,926
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,852/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,234
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,018
−HK$795/mo
Today · 4.125%
HK$30,813
baseline
▲ 0.50% · 4.625%
HK$32,438
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,626/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,468
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,353
−HK$900/mo
Today · 4.125%
HK$30,253
baseline
▲ 0.50% · 4.625%
HK$32,094
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,506/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$862/mo
Today · 4.125%
HK$33,381
baseline
▲ 0.50% · 4.625%
HK$35,141
+HK$1,760/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,762/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,658
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,611
−HK$969/mo
Today · 4.125%
HK$32,580
baseline
▲ 0.50% · 4.625%
HK$34,562
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,160/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,106
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,021
−HK$928/mo
Today · 4.125%
HK$35,949
baseline
▲ 0.50% · 4.625%
HK$37,844
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,898/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,847
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,869
−HK$1,038/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$37,031
+HK$2,124/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,542
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,522
−HK$995/mo
Today · 4.125%
HK$38,517
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,030/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,034/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,037
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,127
−HK$1,107/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,500
+HK$2,266/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,979
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,024
−HK$1,060/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,250
+HK$2,166/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,227
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,385
−HK$1,176/mo
Today · 4.125%
HK$39,561
baseline
▲ 0.50% · 4.625%
HK$41,969
+HK$2,408/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,122/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,415
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,525
−HK$1,127/mo
Today · 4.125%
HK$43,652
baseline
▲ 0.50% · 4.625%
HK$45,953
+HK$2,301/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,304/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,417
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,246/mo
Today · 4.125%
HK$41,889
baseline
▲ 0.50% · 4.625%
HK$44,437
+HK$2,548/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,778/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,193/mo
Today · 4.125%
HK$46,220
baseline
▲ 0.50% · 4.625%
HK$48,656
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,440/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).