▼ 0.50% · 3.625%
HK$20,687
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,330
−HK$654/mo
Today · 4.125%
HK$21,984
baseline
▲ 0.50% · 4.625%
HK$23,322
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,968/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,014
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,631
−HK$626/mo
Today · 4.125%
HK$24,257
baseline
▲ 0.50% · 4.625%
HK$25,536
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,514/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,755
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,463
−HK$719/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,654
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,315
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$689/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,089
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,824
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$785/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,986
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,617
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,357
−HK$752/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,643
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,893
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,729
−HK$850/mo
Today · 4.125%
HK$28,579
baseline
▲ 0.50% · 4.625%
HK$30,318
+HK$1,739/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,158/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,918
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,720
−HK$814/mo
Today · 4.125%
HK$31,534
baseline
▲ 0.50% · 4.625%
HK$33,197
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,068/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,961
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,862
−HK$916/mo
Today · 4.125%
HK$30,778
baseline
▲ 0.50% · 4.625%
HK$32,650
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,556/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,083
−HK$877/mo
Today · 4.125%
HK$33,960
baseline
▲ 0.50% · 4.625%
HK$35,750
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,920/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$981/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$2,006/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,521
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,446
−HK$940/mo
Today · 4.125%
HK$36,386
baseline
▲ 0.50% · 4.625%
HK$38,304
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,772/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,099
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,128
−HK$1,046/mo
Today · 4.125%
HK$35,174
baseline
▲ 0.50% · 4.625%
HK$37,315
+HK$2,141/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,348/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,822
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,810
−HK$1,001/mo
Today · 4.125%
HK$38,811
baseline
▲ 0.50% · 4.625%
HK$40,857
+HK$2,046/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,622/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,261
−HK$1,112/mo
Today · 4.125%
HK$37,373
baseline
▲ 0.50% · 4.625%
HK$39,647
+HK$2,274/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,746/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,123
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,173
−HK$1,064/mo
Today · 4.125%
HK$41,237
baseline
▲ 0.50% · 4.625%
HK$43,411
+HK$2,174/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,474/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,236
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,177/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,979
+HK$2,408/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,425
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,536
−HK$1,127/mo
Today · 4.125%
HK$43,663
baseline
▲ 0.50% · 4.625%
HK$45,964
+HK$2,301/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,326/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,211 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).