▼ 0.50% · 3.625%
HK$20,766
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,412
−HK$656/mo
Today · 4.125%
HK$22,068
baseline
▲ 0.50% · 4.625%
HK$23,411
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,136/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,102
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,721
−HK$629/mo
Today · 4.125%
HK$24,350
baseline
▲ 0.50% · 4.625%
HK$25,634
+HK$1,284/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,700/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,843
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,553
−HK$722/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,752
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,094
−HK$691/mo
Today · 4.125%
HK$26,785
baseline
▲ 0.50% · 4.625%
HK$28,197
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,570/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,919
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$788/mo
Today · 4.125%
HK$26,482
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,964/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,722
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,466
−HK$754/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,760
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,996
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,835
−HK$854/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,434
+HK$1,745/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,032
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,838
−HK$817/mo
Today · 4.125%
HK$31,655
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,669/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,310/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,072
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,977
−HK$918/mo
Today · 4.125%
HK$30,895
baseline
▲ 0.50% · 4.625%
HK$32,775
+HK$1,880/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,790/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,343
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$880/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$35,887
+HK$1,797/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,149
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,118
−HK$984/mo
Today · 4.125%
HK$33,102
baseline
▲ 0.50% · 4.625%
HK$35,116
+HK$2,014/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,204/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,653
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,582
−HK$943/mo
Today · 4.125%
HK$36,525
baseline
▲ 0.50% · 4.625%
HK$38,450
+HK$1,925/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,050/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,225
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,259
−HK$1,050/mo
Today · 4.125%
HK$35,309
baseline
▲ 0.50% · 4.625%
HK$37,457
+HK$2,148/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,618/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,963
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,954
−HK$1,006/mo
Today · 4.125%
HK$38,960
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,054/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,920/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,302
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,400
−HK$1,116/mo
Today · 4.125%
HK$37,516
baseline
▲ 0.50% · 4.625%
HK$39,799
+HK$2,283/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,032/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,273
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,326
−HK$1,069/mo
Today · 4.125%
HK$41,395
baseline
▲ 0.50% · 4.625%
HK$43,577
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,790/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,379
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,541
−HK$1,182/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,417/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,583
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,699
−HK$1,131/mo
Today · 4.125%
HK$43,830
baseline
▲ 0.50% · 4.625%
HK$46,140
+HK$2,310/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,660/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).