▼ 0.50% · 3.625%
HK$21,545
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,215
−HK$681/mo
Today · 4.125%
HK$22,896
baseline
▲ 0.50% · 4.625%
HK$24,289
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,792/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,969
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,611
−HK$653/mo
Today · 4.125%
HK$25,264
baseline
▲ 0.50% · 4.625%
HK$26,595
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,528/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,700
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$749/mo
Today · 4.125%
HK$25,186
baseline
▲ 0.50% · 4.625%
HK$26,718
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,372/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,366
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$717/mo
Today · 4.125%
HK$27,790
baseline
▲ 0.50% · 4.625%
HK$29,255
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,580/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,854
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,658
−HK$817/mo
Today · 4.125%
HK$27,475
baseline
▲ 0.50% · 4.625%
HK$29,147
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,950/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,762
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,534
−HK$782/mo
Today · 4.125%
HK$30,316
baseline
▲ 0.50% · 4.625%
HK$31,914
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,632/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,009
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,880
−HK$885/mo
Today · 4.125%
HK$29,765
baseline
▲ 0.50% · 4.625%
HK$31,576
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,530/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,159
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$848/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,574
+HK$1,731/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,163
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,101
−HK$954/mo
Today · 4.125%
HK$32,055
baseline
▲ 0.50% · 4.625%
HK$34,005
+HK$1,950/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,110/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,556
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,456
−HK$913/mo
Today · 4.125%
HK$35,369
baseline
▲ 0.50% · 4.625%
HK$37,233
+HK$1,864/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,738/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,318
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,323
−HK$1,021/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$2,090/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,953
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,917
−HK$978/mo
Today · 4.125%
HK$37,895
baseline
▲ 0.50% · 4.625%
HK$39,893
+HK$1,998/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,790/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,472
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,544
−HK$1,090/mo
Today · 4.125%
HK$36,634
baseline
▲ 0.50% · 4.625%
HK$38,863
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,268/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,350
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,378
−HK$1,044/mo
Today · 4.125%
HK$40,422
baseline
▲ 0.50% · 4.625%
HK$42,552
+HK$2,130/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,844/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,627
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,766
−HK$1,157/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$41,292
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,747
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,840
−HK$1,108/mo
Today · 4.125%
HK$42,948
baseline
▲ 0.50% · 4.625%
HK$45,212
+HK$2,264/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,896/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,781
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,987
−HK$1,226/mo
Today · 4.125%
HK$41,213
baseline
▲ 0.50% · 4.625%
HK$43,721
+HK$2,508/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$82,426/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,144
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,301
−HK$1,174/mo
Today · 4.125%
HK$45,475
baseline
▲ 0.50% · 4.625%
HK$47,872
+HK$2,397/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$90,950/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,853 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).