▼ 0.50% · 3.625%
HK$21,603
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,275
−HK$683/mo
Today · 4.125%
HK$22,958
baseline
▲ 0.50% · 4.625%
HK$24,355
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,916/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,033
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,678
−HK$654/mo
Today · 4.125%
HK$25,332
baseline
▲ 0.50% · 4.625%
HK$26,667
+HK$1,335/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,664/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,763
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,503
−HK$751/mo
Today · 4.125%
HK$25,254
baseline
▲ 0.50% · 4.625%
HK$26,790
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,508/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,146
−HK$719/mo
Today · 4.125%
HK$27,865
baseline
▲ 0.50% · 4.625%
HK$29,334
+HK$1,469/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,730/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,730
−HK$819/mo
Today · 4.125%
HK$27,549
baseline
▲ 0.50% · 4.625%
HK$29,226
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,098/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,840
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,613
−HK$785/mo
Today · 4.125%
HK$30,398
baseline
▲ 0.50% · 4.625%
HK$32,000
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,796/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$887/mo
Today · 4.125%
HK$29,845
baseline
▲ 0.50% · 4.625%
HK$31,661
+HK$1,816/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,690/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,243
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,081
−HK$850/mo
Today · 4.125%
HK$32,931
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,862/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,244
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$956/mo
Today · 4.125%
HK$32,141
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,282/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,549
−HK$915/mo
Today · 4.125%
HK$35,464
baseline
▲ 0.50% · 4.625%
HK$37,334
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,928/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,405
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,413
−HK$1,024/mo
Today · 4.125%
HK$34,437
baseline
▲ 0.50% · 4.625%
HK$36,532
+HK$2,095/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,874/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,050
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,017
−HK$981/mo
Today · 4.125%
HK$37,998
baseline
▲ 0.50% · 4.625%
HK$40,000
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$75,996/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,640
−HK$1,092/mo
Today · 4.125%
HK$36,732
baseline
▲ 0.50% · 4.625%
HK$38,968
+HK$2,236/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,464/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,453
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,047/mo
Today · 4.125%
HK$40,531
baseline
▲ 0.50% · 4.625%
HK$42,667
+HK$2,136/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,062/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,725
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,868
−HK$1,160/mo
Today · 4.125%
HK$39,028
baseline
▲ 0.50% · 4.625%
HK$41,403
+HK$2,375/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,056/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,857
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,952
−HK$1,112/mo
Today · 4.125%
HK$43,064
baseline
▲ 0.50% · 4.625%
HK$45,334
+HK$2,270/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,128/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,886
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,095
−HK$1,229/mo
Today · 4.125%
HK$41,324
baseline
▲ 0.50% · 4.625%
HK$43,839
+HK$2,515/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$82,648/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,260
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,420
−HK$1,177/mo
Today · 4.125%
HK$45,597
baseline
▲ 0.50% · 4.625%
HK$48,001
+HK$2,404/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$91,194/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).