▼ 0.50% · 3.625%
HK$20,552
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,191
−HK$650/mo
Today · 4.125%
HK$21,841
baseline
▲ 0.50% · 4.625%
HK$23,170
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,682/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,864
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$622/mo
Today · 4.125%
HK$24,099
baseline
▲ 0.50% · 4.625%
HK$25,370
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,198/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,607
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$714/mo
Today · 4.125%
HK$24,025
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,462/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,050/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$684/mo
Today · 4.125%
HK$26,509
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,018/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$779/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,804
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,173
−HK$746/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,444
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,549
−HK$844/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,728/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$808/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$32,981
+HK$1,652/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,668
−HK$909/mo
Today · 4.125%
HK$30,577
baseline
▲ 0.50% · 4.625%
HK$32,438
+HK$1,861/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,154/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,868
−HK$871/mo
Today · 4.125%
HK$33,739
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,478/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,828
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,787
−HK$975/mo
Today · 4.125%
HK$32,762
baseline
▲ 0.50% · 4.625%
HK$34,755
+HK$1,993/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,524/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,296
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$933/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,055
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,906
−HK$1,040/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$37,072
+HK$2,126/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,564
−HK$995/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,592
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$1,104/mo
Today · 4.125%
HK$37,130
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,260/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,911
−HK$1,058/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,129
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,145
−HK$1,169/mo
Today · 4.125%
HK$39,314
baseline
▲ 0.50% · 4.625%
HK$41,706
+HK$2,392/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,628/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,155
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,120/mo
Today · 4.125%
HK$43,379
baseline
▲ 0.50% · 4.625%
HK$45,665
+HK$2,286/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,758/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,312 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).