▼ 0.50% · 3.625%
HK$20,170
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,798
−HK$637/mo
Today · 4.125%
HK$21,435
baseline
▲ 0.50% · 4.625%
HK$22,739
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,870/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,439
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,041
−HK$611/mo
Today · 4.125%
HK$23,652
baseline
▲ 0.50% · 4.625%
HK$24,898
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,304/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,878
−HK$701/mo
Today · 4.125%
HK$23,579
baseline
▲ 0.50% · 4.625%
HK$25,013
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,158/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,683
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,345
−HK$672/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,388
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,204
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,957
−HK$765/mo
Today · 4.125%
HK$25,722
baseline
▲ 0.50% · 4.625%
HK$27,287
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,444/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,927
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,649
−HK$733/mo
Today · 4.125%
HK$28,382
baseline
▲ 0.50% · 4.625%
HK$29,878
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,764/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,037
−HK$829/mo
Today · 4.125%
HK$27,866
baseline
▲ 0.50% · 4.625%
HK$29,561
+HK$1,695/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,732/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,171
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,953
−HK$794/mo
Today · 4.125%
HK$30,747
baseline
▲ 0.50% · 4.625%
HK$32,368
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,494/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,238
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,117
−HK$892/mo
Today · 4.125%
HK$30,009
baseline
▲ 0.50% · 4.625%
HK$31,835
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,018/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,415
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,258
−HK$854/mo
Today · 4.125%
HK$33,112
baseline
▲ 0.50% · 4.625%
HK$34,858
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,224/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,255
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,197
−HK$956/mo
Today · 4.125%
HK$32,153
baseline
▲ 0.50% · 4.625%
HK$34,109
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,306/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,659
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,562
−HK$915/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,347
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,273
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,276
−HK$1,020/mo
Today · 4.125%
HK$34,296
baseline
▲ 0.50% · 4.625%
HK$36,383
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,592/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,903
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$977/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$39,837
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,290
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$1,084/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,038/mo
Today · 4.125%
HK$40,208
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,416/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,307
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,436
−HK$1,147/mo
Today · 4.125%
HK$38,583
baseline
▲ 0.50% · 4.625%
HK$40,931
+HK$2,348/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,166/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,391
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,474
−HK$1,099/mo
Today · 4.125%
HK$42,573
baseline
▲ 0.50% · 4.625%
HK$44,817
+HK$2,244/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,146/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,370 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).