▼ 0.50% · 3.625%
HK$15,196
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,669
−HK$480/mo
Today · 4.125%
HK$16,149
baseline
▲ 0.50% · 4.625%
HK$17,132
+HK$983/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,298/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,906
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,359
−HK$460/mo
Today · 4.125%
HK$17,819
baseline
▲ 0.50% · 4.625%
HK$18,759
+HK$940/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,638/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,716
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,236
−HK$528/mo
Today · 4.125%
HK$17,764
baseline
▲ 0.50% · 4.625%
HK$18,845
+HK$1,081/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,528/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,095
−HK$506/mo
Today · 4.125%
HK$19,601
baseline
▲ 0.50% · 4.625%
HK$20,634
+HK$1,033/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,202/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,236
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,803
−HK$576/mo
Today · 4.125%
HK$19,379
baseline
▲ 0.50% · 4.625%
HK$20,559
+HK$1,180/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,758/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,287
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,831
−HK$552/mo
Today · 4.125%
HK$21,383
baseline
▲ 0.50% · 4.625%
HK$22,510
+HK$1,127/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,766/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,755
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,370
−HK$624/mo
Today · 4.125%
HK$20,994
baseline
▲ 0.50% · 4.625%
HK$22,272
+HK$1,278/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,988/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,978
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,567
−HK$598/mo
Today · 4.125%
HK$23,165
baseline
▲ 0.50% · 4.625%
HK$24,386
+HK$1,221/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,330/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,275
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$672/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,985
+HK$1,376/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,668
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$644/mo
Today · 4.125%
HK$24,947
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,315/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,894/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,795
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,504
−HK$720/mo
Today · 4.125%
HK$24,224
baseline
▲ 0.50% · 4.625%
HK$25,698
+HK$1,474/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,448/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,359
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,039
−HK$690/mo
Today · 4.125%
HK$26,729
baseline
▲ 0.50% · 4.625%
HK$28,138
+HK$1,409/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,458/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,314
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$768/mo
Today · 4.125%
HK$25,839
baseline
▲ 0.50% · 4.625%
HK$27,411
+HK$1,572/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,678/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$736/mo
Today · 4.125%
HK$28,511
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,503/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$57,022/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,638
−HK$816/mo
Today · 4.125%
HK$27,454
baseline
▲ 0.50% · 4.625%
HK$29,125
+HK$1,671/mo
Deposit HK$1000K · loan HK$5.66M · min. income ≈ HK$54,908/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,740
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,511
−HK$782/mo
Today · 4.125%
HK$30,293
baseline
▲ 0.50% · 4.625%
HK$31,890
+HK$1,597/mo
Deposit HK$1000K · loan HK$5.66M · min. income ≈ HK$60,586/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,354
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,205
−HK$864/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,838
+HK$1,769/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$828/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,690/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).