▼ 0.50% · 3.625%
HK$20,323
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,955
−HK$642/mo
Today · 4.125%
HK$21,597
baseline
▲ 0.50% · 4.625%
HK$22,911
+HK$1,314/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,194/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$615/mo
Today · 4.125%
HK$23,830
baseline
▲ 0.50% · 4.625%
HK$25,087
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,660/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,051
−HK$706/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,203
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$677/mo
Today · 4.125%
HK$26,214
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,428/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,387
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$771/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,494
+HK$1,577/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,131
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,858
−HK$739/mo
Today · 4.125%
HK$28,597
baseline
▲ 0.50% · 4.625%
HK$30,104
+HK$1,507/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,194/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,420
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$835/mo
Today · 4.125%
HK$28,077
baseline
▲ 0.50% · 4.625%
HK$29,785
+HK$1,708/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,154/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,392
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$800/mo
Today · 4.125%
HK$30,980
baseline
▲ 0.50% · 4.625%
HK$32,613
+HK$1,633/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,960/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,452
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,337
−HK$899/mo
Today · 4.125%
HK$30,236
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,840/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,472/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,653
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,502
−HK$861/mo
Today · 4.125%
HK$33,363
baseline
▲ 0.50% · 4.625%
HK$35,121
+HK$1,758/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,726/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$963/mo
Today · 4.125%
HK$32,396
baseline
▲ 0.50% · 4.625%
HK$34,367
+HK$1,971/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,792/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$923/mo
Today · 4.125%
HK$35,746
baseline
▲ 0.50% · 4.625%
HK$37,630
+HK$1,884/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,492/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,528
−HK$1,028/mo
Today · 4.125%
HK$34,556
baseline
▲ 0.50% · 4.625%
HK$36,658
+HK$2,102/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,112/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,174
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$984/mo
Today · 4.125%
HK$38,129
baseline
▲ 0.50% · 4.625%
HK$40,139
+HK$2,010/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,258/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,549
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,624
−HK$1,091/mo
Today · 4.125%
HK$36,715
baseline
▲ 0.50% · 4.625%
HK$38,949
+HK$2,234/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,430/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,435
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,466
−HK$1,046/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,647
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,581
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$1,156/mo
Today · 4.125%
HK$38,875
baseline
▲ 0.50% · 4.625%
HK$41,241
+HK$2,366/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,750/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,696
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,788
−HK$1,107/mo
Today · 4.125%
HK$42,895
baseline
▲ 0.50% · 4.625%
HK$45,156
+HK$2,261/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,790/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,377 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).