▼ 0.50% · 3.625%
HK$20,672
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,315
−HK$654/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,305
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,938/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,998
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,614
−HK$626/mo
Today · 4.125%
HK$24,240
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,480/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$718/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,636
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,976
−HK$688/mo
Today · 4.125%
HK$26,664
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,328/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,807
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,578
−HK$784/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,966
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,597
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,337
−HK$751/mo
Today · 4.125%
HK$29,088
baseline
▲ 0.50% · 4.625%
HK$30,622
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,176/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,874
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$849/mo
Today · 4.125%
HK$28,559
baseline
▲ 0.50% · 4.625%
HK$30,297
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,118/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,897
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,699
−HK$813/mo
Today · 4.125%
HK$31,512
baseline
▲ 0.50% · 4.625%
HK$33,173
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,024/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$915/mo
Today · 4.125%
HK$30,756
baseline
▲ 0.50% · 4.625%
HK$32,627
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,512/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,197
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,060
−HK$876/mo
Today · 4.125%
HK$33,936
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,872/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,008
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,973
−HK$980/mo
Today · 4.125%
HK$32,953
baseline
▲ 0.50% · 4.625%
HK$34,958
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,906/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,497
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$938/mo
Today · 4.125%
HK$36,360
baseline
▲ 0.50% · 4.625%
HK$38,277
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,720/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,104
−HK$1,046/mo
Today · 4.125%
HK$35,150
baseline
▲ 0.50% · 4.625%
HK$37,289
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,300/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,796
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,783
−HK$1,001/mo
Today · 4.125%
HK$38,784
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,568/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$1,111/mo
Today · 4.125%
HK$37,347
baseline
▲ 0.50% · 4.625%
HK$39,619
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,694/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,096
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,145
−HK$1,063/mo
Today · 4.125%
HK$41,208
baseline
▲ 0.50% · 4.625%
HK$43,380
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,416/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,210
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,368
−HK$1,176/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,950
+HK$2,406/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,396
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,506
−HK$1,126/mo
Today · 4.125%
HK$43,632
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,300/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,264/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,577 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).