▼ 0.50% · 3.625%
HK$20,816
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,464
−HK$658/mo
Today · 4.125%
HK$22,122
baseline
▲ 0.50% · 4.625%
HK$23,468
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,244/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,158
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,779
−HK$630/mo
Today · 4.125%
HK$24,409
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,287/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,818/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,898
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$724/mo
Today · 4.125%
HK$24,334
baseline
▲ 0.50% · 4.625%
HK$25,815
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,668/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,474
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,157
−HK$693/mo
Today · 4.125%
HK$26,850
baseline
▲ 0.50% · 4.625%
HK$28,265
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,700/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$789/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$28,161
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,790
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$756/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$855/mo
Today · 4.125%
HK$28,758
baseline
▲ 0.50% · 4.625%
HK$30,508
+HK$1,750/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$57,516/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,105
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,913
−HK$819/mo
Today · 4.125%
HK$31,732
baseline
▲ 0.50% · 4.625%
HK$33,405
+HK$1,673/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$63,464/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,143
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,049
−HK$921/mo
Today · 4.125%
HK$30,970
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,885/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$882/mo
Today · 4.125%
HK$34,173
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,346/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,225
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$987/mo
Today · 4.125%
HK$33,183
baseline
▲ 0.50% · 4.625%
HK$35,202
+HK$2,019/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,366/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,737
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$945/mo
Today · 4.125%
HK$36,614
baseline
▲ 0.50% · 4.625%
HK$38,544
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,228/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,306
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$1,053/mo
Today · 4.125%
HK$35,395
baseline
▲ 0.50% · 4.625%
HK$37,548
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,790/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,053
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,047
−HK$1,008/mo
Today · 4.125%
HK$39,055
baseline
▲ 0.50% · 4.625%
HK$41,113
+HK$2,058/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,110/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,388
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,489
−HK$1,118/mo
Today · 4.125%
HK$37,607
baseline
▲ 0.50% · 4.625%
HK$39,895
+HK$2,288/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,214/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,369
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,424
−HK$1,072/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$43,683
+HK$2,187/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,184/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$42,242
+HK$2,423/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,684
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,802
−HK$1,134/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,252
+HK$2,316/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,896 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).