▼ 0.50% · 3.625%
HK$19,956
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,577
−HK$630/mo
Today · 4.125%
HK$21,207
baseline
▲ 0.50% · 4.625%
HK$22,498
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,414/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,201
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,796
−HK$604/mo
Today · 4.125%
HK$23,400
baseline
▲ 0.50% · 4.625%
HK$24,634
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,800/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,951
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,634
−HK$694/mo
Today · 4.125%
HK$23,328
baseline
▲ 0.50% · 4.625%
HK$24,747
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,656/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,421
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,076
−HK$664/mo
Today · 4.125%
HK$25,740
baseline
▲ 0.50% · 4.625%
HK$27,097
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,480/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$757/mo
Today · 4.125%
HK$25,449
baseline
▲ 0.50% · 4.625%
HK$26,997
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,898/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$725/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,943
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,750
−HK$819/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,247
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,861
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,635
−HK$785/mo
Today · 4.125%
HK$30,420
baseline
▲ 0.50% · 4.625%
HK$32,024
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,840/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,938
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,807
−HK$883/mo
Today · 4.125%
HK$29,690
baseline
▲ 0.50% · 4.625%
HK$31,497
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,380/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,081
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,915
−HK$845/mo
Today · 4.125%
HK$32,760
baseline
▲ 0.50% · 4.625%
HK$34,487
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,520/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,934
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,865
−HK$946/mo
Today · 4.125%
HK$31,811
baseline
▲ 0.50% · 4.625%
HK$33,747
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,622/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,301
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,194
−HK$906/mo
Today · 4.125%
HK$35,100
baseline
▲ 0.50% · 4.625%
HK$36,950
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,200/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,929
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,923
−HK$1,009/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,996
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,521
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,474
−HK$966/mo
Today · 4.125%
HK$37,440
baseline
▲ 0.50% · 4.625%
HK$39,414
+HK$1,974/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,880/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,925
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,980
−HK$1,072/mo
Today · 4.125%
HK$36,052
baseline
▲ 0.50% · 4.625%
HK$38,246
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,104/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,741
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,753
−HK$1,027/mo
Today · 4.125%
HK$39,780
baseline
▲ 0.50% · 4.625%
HK$41,877
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,560/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,921
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,038
−HK$1,135/mo
Today · 4.125%
HK$38,173
baseline
▲ 0.50% · 4.625%
HK$40,496
+HK$2,323/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,346/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,961
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,033
−HK$1,087/mo
Today · 4.125%
HK$42,120
baseline
▲ 0.50% · 4.625%
HK$44,340
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,240/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,548 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).