▼ 0.50% · 3.625%
HK$15,676
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,164
−HK$495/mo
Today · 4.125%
HK$16,659
baseline
▲ 0.50% · 4.625%
HK$17,673
+HK$1,014/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,318/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,440
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,907
−HK$475/mo
Today · 4.125%
HK$18,382
baseline
▲ 0.50% · 4.625%
HK$19,351
+HK$969/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,764/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,244
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,780
−HK$545/mo
Today · 4.125%
HK$18,325
baseline
▲ 0.50% · 4.625%
HK$19,440
+HK$1,115/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,650/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,184
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,698
−HK$522/mo
Today · 4.125%
HK$20,220
baseline
▲ 0.50% · 4.625%
HK$21,286
+HK$1,066/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,440/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,811
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,397
−HK$594/mo
Today · 4.125%
HK$19,991
baseline
▲ 0.50% · 4.625%
HK$21,208
+HK$1,217/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,982/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,928
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,489
−HK$569/mo
Today · 4.125%
HK$22,058
baseline
▲ 0.50% · 4.625%
HK$23,221
+HK$1,163/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,116/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,379
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,013
−HK$644/mo
Today · 4.125%
HK$21,657
baseline
▲ 0.50% · 4.625%
HK$22,975
+HK$1,318/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$43,314/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,672
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,280
−HK$616/mo
Today · 4.125%
HK$23,896
baseline
▲ 0.50% · 4.625%
HK$25,156
+HK$1,260/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$47,792/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,947
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,629
−HK$694/mo
Today · 4.125%
HK$23,323
baseline
▲ 0.50% · 4.625%
HK$24,742
+HK$1,419/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,646/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,415
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,070
−HK$665/mo
Today · 4.125%
HK$25,735
baseline
▲ 0.50% · 4.625%
HK$27,091
+HK$1,356/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,470/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,514
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,246
−HK$743/mo
Today · 4.125%
HK$24,989
baseline
▲ 0.50% · 4.625%
HK$26,509
+HK$1,520/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$49,978/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,861
−HK$712/mo
Today · 4.125%
HK$27,573
baseline
▲ 0.50% · 4.625%
HK$29,026
+HK$1,453/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$55,146/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$793/mo
Today · 4.125%
HK$26,655
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,622/mo
Deposit HK$1.37M · loan HK$5.50M · min. income ≈ HK$53,310/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,903
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,652
−HK$759/mo
Today · 4.125%
HK$29,411
baseline
▲ 0.50% · 4.625%
HK$30,961
+HK$1,550/mo
Deposit HK$1.37M · loan HK$5.50M · min. income ≈ HK$58,822/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,650
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,479
−HK$842/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,723/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,647
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,443
−HK$806/mo
Today · 4.125%
HK$31,249
baseline
▲ 0.50% · 4.625%
HK$32,896
+HK$1,647/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$62,498/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,217
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,095
−HK$892/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,811
+HK$1,824/mo
Deposit HK$687K · loan HK$6.19M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,391
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,233
−HK$854/mo
Today · 4.125%
HK$33,087
baseline
▲ 0.50% · 4.625%
HK$34,831
+HK$1,744/mo
Deposit HK$687K · loan HK$6.19M · min. income ≈ HK$66,174/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).